I'm trying to get my DH to refinance his 2015 Corvette currently $895 and with Santander at 8.9%. I kept noticing NFCU approvals, did a little research and found out DH could join. He was in the Army reserve for 8 years. I applied for him online and it was accepted. I was like ok, lets try for the rewards card approve for $24,000.00. I could not believe it, I got so happy and accidently closed the window. DW said let me see knowing you its $2,400. I said you might be right, lets wait and see. He recieved an email but it did not give his SL.
A few data points they pulled TU his score from ck is 689. CCT 704. His eq is 701, exp 704. 9 inquires now 11 on tu. No baddies on TU. amex 6,000/600. sears 3,000/89, walmart 5,000/500. and some more cards that will be closed this year with 0 balance. and also AU on some of my accounts. His utilization is at 10%. And we also closed on a new home with a VA loan in Sept.
So this forum has help me in so many ways. I'm currently working on paying down our balance on the cards due to buying things for the house. I started this journey 2 years his and my scores low 500's. My scores around 650-660 on all 3 with some baddies. It can be done so don't give up. I just want to say thank you, thank you to everyone. You should give yourself a pat on the back for helping others.
I now have my daughter reading this forum to assit her with her rebuild.
.This is ehy we should let the DW''s app for us, 
