@enerey wrote:
So after 4 weeks I was finally able to get in at Navy Federal, got my debit card card and set up online access waited a couple of days debating whether I wanted to wait for some payments to post that would lower my utilization, couldn't wait and applied and after logging in to my account today I saw I was approved for the cashrewards card with 22k limit! I don't have their approval letter yet so I am not sure what my score is but I think it has been hovering around 710. Update! also approved for CLOC for 15k.!
I am planning to make NFCU my next CU Home...Just waiting for some new accounts to show so I can get a score on my EX/TU - only have EQ reporting a 729 right now...can you say thin file? I just added 2 new CCs that should start reporting on all 3.
I wonder how much income (stated on app) plays a part in the SLs? I see a pretty broad range of SLs and although score defininately plays a part...I have to believe income does as well...
