NFCU approval x 2

[MontegoMack]

I did it!

Not only did I get in with Navy Federal, NFCU approved me for a Cash Rewards card for $21,500 and a CLOC for $15,000!

Now I just need to know how to leverage that CL with a balance transfer to get my utilization down. That's for another thread though 

Thank you to NFCU MF community! This is going to open up a few doors for me that I never imagined would open up so soon after starting this journey. I appreciate all the great advice and the threads that shared personal stories. They all helped me navigate to this high point in my credit profile.

Fist bumping all around!

[Anonymous]

Congratulations! 

[MontegoMack]

I just deleted my seedling ...

hehehehe!

[baller4life]

Booyah!!!! You DID IT!!! 

[MontegoMack]

Actually, I think we did it! 

[Anonymous]

Congradulations! Do you care to share your stats upon approval?

[baller4life]

Naw that was all you... I just guided you a lil. YOUR profile got those awesome approvals. Now didn't I tell you Navy Fed rocks?!

[MontegoMack]

Gosh, I wish I really knew my stats well. I'll give it a shot:

650 FICO EQ with 2 inqs, 6.4 AAoA, and 4 account ever late. I was just approved on 7/21 for AMEX BCP and Platinum, but I gather that's from my EX at 663.The lates were from last year. The lates are from a BofA cc and an auto loan. Late twice on each. However, when I checked CCT today, it says my EX score is 685 and a late payment was deleted (I've been working on cleaning up my reports - something came through, though I can't readily ID what it was).

Those are really the only details that I have. 

I can tell you that I'm a little afraid of what 4 new accounts (AMEX x2 and NFCU x2) are going to do to my AAoA. I'm hoping that it'll be okay as larger CLs hit and lates are deleted. 

[Anonymous]

This is FANTASTIC news !!! Congrats on your approval, what a great feeling to accomplish what you wanted !!

[Anonymous]

Outstanding! Congratulations!