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NFCU approval

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Valued Member

NFCU approval

So last week opened a penfed savings and got a power cash rewards card for 5k (biggest SL to date), well, cant sleep since i work nights so decided to say screw it and take a hard pull or 2, and opened a NFCU savings and checking, and apply for their rewards card, got 8.1k, which has now become my highest starting limit to date. Pretty stoked, power cash will still be the daily, but since getting the navy card, im gonna let my milstar fade away in to the night. And after my next round of CLI's from Cap1, im combining the qs1 in to the qs, as the qs1 refuses to grow, considering it spent 8 years as a 200 dollar secured card, unsecured, got 1 cli to 600, and now it doesent seem to budge, and i have been do a CLI since september. Plus once i lose that card i lose the dumbass annual fee with it. Ok, im gonna try and sleep.

**trying to garden**
MYFICO 8 scores as of 1/5/19 EQ 661 TU 655 EX 659
CARDS
CAP1 QUICKSILVER - 9K
CAP1 QUICKSILVER ONE - 1000 (finally grew, still cant wait to quit you)
DISCOVER IT CASHBACK - 3.1K
MIL STAR - 7.2K
TREK CREDIT CARD - 16.5K
PENFED POWERCASH - 5K (My new daily driver, cuz 2% cashback)
PENFED PLATNIUM REWARDS -5K
NFCU CASH REWARDS - 8.1K
USAA RATE ADVANTAGE - 6K
USAA PREFERRED CASH REWARDS - 6K
Message 1 of 12
11 REPLIES 11
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Senior Contributor

Re: NFCU approval

Congrats on your new NFCU CashRewards! Smiley Very Happy 

Currently: Gardening since 12/2019




Message 2 of 12
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Frequent Contributor

Re: NFCU approval

Congrats 👍🏾






Biz Cards
Message 3 of 12
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Frequent Contributor

Re: NFCU approval

@miamivicemtb

 

Super Congrats on your PenFed and Navy Fed approvals! Smiley Very Happy

 

I appreciate you taking the time to share with us.

2% PCR is a sweet card. You're smart to use it as your daily driver.

 

BTW, I've got two (2) quick data point questions:

PenFed pulls Equifax FICO 9, so what was your

approving EQ9 for the $5,000 Power Cash Rewards?

And second, which file did Navy Fed pull for your

$8,100 Cash Rewards card? The scores you shared

at the bottom of your post appear to be all FICO 8s,

so that's why I'm asking. Congrats once again!!! Smiley Very Happy

Message 4 of 12
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Valued Member

Re: NFCU approval

My most recent 3b report (november 15th) had all 3 of my fico 9 bank card scores just over 700. For NFCU i got and alert from credit karma that my transunion was pulled once, havent seen and update from myfico yet.

**trying to garden**
MYFICO 8 scores as of 1/5/19 EQ 661 TU 655 EX 659
CARDS
CAP1 QUICKSILVER - 9K
CAP1 QUICKSILVER ONE - 1000 (finally grew, still cant wait to quit you)
DISCOVER IT CASHBACK - 3.1K
MIL STAR - 7.2K
TREK CREDIT CARD - 16.5K
PENFED POWERCASH - 5K (My new daily driver, cuz 2% cashback)
PENFED PLATNIUM REWARDS -5K
NFCU CASH REWARDS - 8.1K
USAA RATE ADVANTAGE - 6K
USAA PREFERRED CASH REWARDS - 6K
Message 5 of 12
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Valued Contributor

Re: NFCU approval

 

Congrats!

 

















Your FICO credit scores are not just numbers, it’s a skill.

Message 6 of 12
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Community Leader
Mega Contributor

Re: NFCU approval

Big congrats and thank you for your serviceSmiley Happy

If your MilStar is paid with no fees no harm in keeping it aroundSmiley Wink
Message 7 of 12
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Senior Contributor

Re: NFCU approval

Congratulations on your new card! NFCU consistently amazes me!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 8 of 12
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Senior Contributor

Re: NFCU approval

COngrats on your approval !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 9 of 12
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Established Contributor

Re: NFCU approval

Congratulations! STRAIGHT AWESOMENESS! I got DENIED with PenFed and I had your EQ Fico 9 beat and I only got $1k SL from NFCU! More power to you! 

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


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