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NFCU cashRewards Approval!

Dcballer07
Contributor

NFCU cashRewards Approval!

NFCU cashRewards approval

More data points for NFCU for anyone that is interested. Applied for the credit card today.

cashRewards approval for $1,000 at 16.49%.

FICO 8 credit scores (from 05/23/2018) were Equifax - 642; Transunion - 638; Experian - 623.

Before this, my only credit cards were a Discover IT card at $1,100 (Secured), Citi Diamond at $200 (Secured) and Capital One QS1 card at $750 (Unsecured).

I know they did a Transunion pull for the application, because I received a notice about it as soon as the application went through.

Hope this helps someone, anyone. My wife and I are hoping to purchase our first house in the next 12 months, and would like to go through NFCU in order to do so.

Fico 8 Starting Scores:

TU 610 as of 04-01-2018
EQ 616 as of 04-01-2018
EX 620 as of 04-01-2018


Fico 8 Scores Current:

TU 691 as of 09-12-2018
EQ 656 as of 09-12-2018
EX 645 as of 09-12-2018


Purchased my first home in late December of 2018, with a mid mortgage score of 606, Stay Focused!!!
Message 1 of 9
8 REPLIES 8
AverageJoesCredit
Mega Contributor

Re: NFCU cashRewards Approval!

Congrats on a very nice approval. Good luck on your home questSmiley Happy
Message 2 of 9
Eastern_star
Established Member

Re: NFCU cashRewards Approval!

Congrats




Message 3 of 9
VoltronM
Senior Contributor

Re: NFCU cashRewards Approval!

Congrats on approval

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 9
Musiclover
Super Contributor

Re: NFCU cashRewards Approval!

Congratulations! That is one of my go to cards! Enjoy!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 5 of 9
realestone
Established Contributor

Re: NFCU cashRewards Approval!

congrats!





Message 6 of 9
4theLoveofPoints
Valued Contributor

Re: NFCU cashRewards Approval!

Congrats on your approval.


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 7 of 9
Llanowar13
Established Member

Re: NFCU cashRewards Approval!

Congratulations.

 

I have been a member of NFCU for 17 years, with many personal loans and a current car loan. I will say that they are very willing to work with you as a member. Obviously your credit scores will factor into your approval/rates, but NFCU will try to help you in your endeavours.

 

Good luck with your future plans. I hope it all works out for you.

Message 8 of 9
vbman1969
Frequent Contributor

Re: NFCU cashRewards Approval!

Congrats on the approval and Good Luck on the home exploration

Message 9 of 9
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