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Starting to rebuild and reduce my UTL. I opened an account with NFCU yesterday(2/25/2020) and while on the phone with them - the member services rep and I chatted about products and such. He said I was "pre-approved" for a cashRewards Visa - Asked if I wanted to apply...I said yes, thinking I would get an instant denial. Well, I am VERY happy to say - I was instantly approved for SL of $500 @ 18%. Not the best, but I am excited to have my foot in the door with NFCU!
They pulled Equifax @ 607 - 13 HP(I just bought a house in November - so I was pulled a few times). UTL @ about 80%.
Now that I have some accounts and an approval with NFCU - Should I got gardening until my UTL is under 30%?
Congrats on the approval!
Congrats on your NFCU cashRewards approval!
Congrats on your approval, be sure to look up the 91/3.
@Anonymous wrote:Congrats on your approval, be sure to look up the 91/3.
I have about 6 inquires that will fall off between not and my 91 day Thank you for the advice!
Congratulations!
Congrats!
Congrats on the approval. Going to garden is a good idea, and while you garden see what card will a good next fit something to keep you busy
Congratulations on your approval! 👍