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NFCU cashRewards Approval!

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Anonymous
Not applicable

NFCU cashRewards Approval!

Starting to rebuild and reduce my UTL. I opened an account with NFCU yesterday(2/25/2020) and while on the phone with them - the member services rep and I chatted about products and such. He said I was "pre-approved" for a cashRewards Visa - Asked if I wanted to apply...I said yes, thinking I would get an instant denial. Well, I am VERY happy to say - I was instantly approved for SL of $500 @ 18%. Not the best, but I am excited to have my foot in the door with NFCU!

They pulled Equifax @ 607 - 13 HP(I just bought a house in November - so I was pulled a few times). UTL @ about 80%.

Now that I have some accounts and an approval with NFCU - Should I got gardening until my UTL is under 30%?

13 REPLIES 13
coreyb80
Super Contributor

Re: NFCU cashRewards Approval!

Congrats on the approval!

Message 2 of 14
AllZero
Mega Contributor

Re: NFCU cashRewards Approval!

Congratulations on your approval!
Message 3 of 14
Anonymous
Not applicable

Re: NFCU cashRewards Approval!

Congrats on your NFCU cashRewards approval!

Message 4 of 14
Anonymous
Not applicable

Re: NFCU cashRewards Approval!

Congrats on your approval, be sure to look up the 91/3.

Message 5 of 14
Anonymous
Not applicable

Re: NFCU cashRewards Approval!


@Anonymous wrote:

Congrats on your approval, be sure to look up the 91/3.


I have about 6 inquires that will fall off between not and my 91 day Smiley Happy Thank you for the advice!

Message 6 of 14
newfossil
Valued Contributor

Re: NFCU cashRewards Approval!

Congratulations!




Starting score - May 2018

April 2021

AAoA - 1 year 6 months
Message 7 of 14
M_Smart007
Legendary Contributor

Re: NFCU cashRewards Approval!

Congrats!

Message 8 of 14
FICOlearner123
Regular Contributor

Re: NFCU cashRewards Approval!

Congrats on the approval. Going to garden is a good idea, and while you garden see what card will a good next fit something to keep you busy Smiley Happy


Goal Cards
Message 9 of 14
Anonymous
Not applicable

Re: NFCU cashRewards Approval!

Congratulations on your approval! 👍

Message 10 of 14
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