NFCU cashRewards Visa Approved Today

[Anonymous]

This is my second post/thread. My first told how Chase closed my account. I wanted a high CL Visa/MC to replace my Chase FU ($4500 CL) and based on the NFCU threads I applied (I was an Army Reservist during Desert Storm). Anyway after some hoop-jumping to get my documents verified, I got an e-mail saying my membership was approved. I called the rep to set-up my online account and applied for the cashRewards and got approved...for a $500 sl.

I'm a little annoyed that I didn't get the huge sl that some have posted on this forum (Experian website says I have a 735 and my Discover CC says I have a 730 and per my first thread I'm debt-free with no derogs or anything on my CR) but I'm HAPPY to get in with NFCU and I've decided to go the wait three statements and apply for a higher CL approach.

[Anonymous]

Congrats!

[Anonymous]

Congrats on your approval..  Take care of your card and Navy will take care of you. 

[AverageJoesCredit]

Congrats Op. I wouldnt worry too much. I probably have the lowest income on myFico, lol, and i started off at $500 with Navy too. 1st increase , went from $500 to 5k and i also have a 7.5k CR so not too shabby a little time, you be on your way

[Anonymous]

In the big picture,  your starting line with NFCU doesn't matter.  It will grow for you, unlike Chase.

It's my favorite card.

[Anonymous]

After you apply for your first CLI immediately apply for their lowest interest Platinum card. You may be pleasantly surprised with a much bigger card than the first. I've seen it happen quite often as of late. Good luck!

[jlitnns]

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wrote:

This is my second post/thread. My first told how Chase closed my account. I wanted a high CL Visa/MC to replace my Chase FU ($4500 CL) and based on the NFCU threads I applied (I was an Army Reservist during Desert Storm). Anyway after some hoop-jumping to get my documents verified, I got an e-mail saying my membership was approved. I called the rep to set-up my online account and applied for the cashRewards and got approved...for a $500 sl.

I'm a little annoyed that I didn't get the huge sl that some have posted on this forum (Experian website says I have a 735 and my Discover CC says I have a 730 and per my first thread I'm debt-free with no derogs or anything on my CR) but I'm HAPPY to get in with NFCU and I've decided to go the wait three statements and apply for a higher CL approach.

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Congrats on the approval! I'm in the same boat with a $500 SL, but ended up with a $10k CLOC, smh 

[simplynoir]

Congrats!

[Anonymous]

Thanks for all the congrats and the future advice on what to do at NFCU.

[Anonymous]

Congrats, you’re in now! You’ll be golden. Watch and see.