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Thanks to this forum, I've been rebuilding for a little under a year. Scores were in the low 500s and are now sitting at 644EQ, 626TU and 610EX. Just closed on our house with an FHA loan and applied today to NFCU for a CC and was approved for $5,000 at 18%! This is my first CC and biggest starting limit in over 10 years. Still have a few C/Os reporting and late payments on a bunch if accounts that are all over a year old. NFCU is our primary banking institution so that may have helped.
Also tried to push the luck and app for a Penfed Power Cash since I'm a member there but no dice. Going to wait for NFCU to report before apping for anymore CCs. Curious to see how my scores react since I have no open CCs right now
Want to app for an auto loan and start getting out from under the 2 ridiculously high ones we have now but not sure I want to press my luck just yet.
Congratulations on your NFCU Cash Rewards approval!
Congratulations on your NFCU approval!
Grats on your new home and NFCU approval
Congrats!
Congratulations!
Congrats on the approval!!! Not to rain on your parade, but with your scores I doubt you'll see much "real" love, anywhere but Navy. However after your card shows open you should be able to bring your scores up rather handily just by adding a couple more even not great cards. Best of luck!
Congratulations on your approval!!!