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NFCU cashRewards approval!

Scff506
Established Member

NFCU cashRewards approval!

Thanks to this forum, I've been rebuilding for a little under a year. Scores were in the low 500s and are now sitting at 644EQ, 626TU and 610EX. Just closed on our house with an FHA loan and applied today to NFCU for a CC and was approved for $5,000 at 18%! This is my first CC and biggest starting limit in over 10 years. Still have a few C/Os reporting and late payments on a bunch if accounts that are all over a year old. NFCU is our primary banking institution so that may have helped. 

 

Also tried to push the luck and app for a Penfed Power Cash since I'm a member there but no dice. Going to wait for NFCU to report before apping for anymore CCs. Curious to see how my scores react since I have no open CCs right now 

 

Want to app for an auto loan and start getting out from under the 2 ridiculously high ones we have now but not sure I want to press my luck just yet. 

Message 1 of 13
12 REPLIES 12
CreditMagic7
Super Contributor

Re: NFCU cashRewards approval!

Congratulations on your NFCU Cash Rewards approval!

Message 2 of 13
CreditAggie
Senior Contributor

Re: NFCU cashRewards approval!

Congratulations on your NFCU approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 3 of 13
AllZero
Super Contributor

Re: NFCU cashRewards approval!

Congratulations on your approval!
Message 4 of 13
gdale6
Moderator

Re: NFCU cashRewards approval!

Grats on your new home and NFCU approval Smiley Happy

Message 5 of 13
Fico_Salamanca
Frequent Contributor

Re: NFCU cashRewards approval!

Congrats!



Message 6 of 13
MyFault
Valued Contributor

Re: NFCU cashRewards approval!

Congrats on your approval!



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Message 7 of 13
M_Smart007
Epic Contributor

Re: NFCU cashRewards approval!

Congratulations!

Message 8 of 13
Bankrupt2019
Established Contributor

Re: NFCU cashRewards approval!

Congrats on the approval!!! Not to rain on your parade, but with your scores I doubt you'll see much "real" love, anywhere but Navy. However after your card shows open you should be able to bring your scores up rather handily just by adding a couple more even not great cards. Best of luck!









Message 9 of 13
nuohlac
Valued Contributor

Re: NFCU cashRewards approval!

Congratulations on your approval!!!








Message 10 of 13
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