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NFCU first card

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Lostinthegame
New Contributor

NFCU first card

I decided to apply for NFCU membership and that same day I got approved for the CashRewards card. The limit isn't much considering I have higher limits on other cards but I have a bk showing on TU.

How soon should I wait to request a CLI? Should I start using this card as much as possible so they can see how responsible I am making payments?


Goal cards:
Message 1 of 13
12 REPLIES 12
coreyb80
Super Contributor

Re: NFCU first card

Congrats on the approval!!

Message 2 of 13
Anonymous
Not applicable

Re: NFCU first card

congrats on your new approval!

 

i think 3 statements is the minimum average before requesting for cli for most cards..

not too sure myself.

Message 3 of 13
Bankrupt2019
Established Contributor

Re: NFCU first card


@Lostinthegame wrote:

I decided to apply for NFCU membership and that same day I got approved for the CashRewards card. The limit isn't much considering I have higher limits on other cards but I have a bk showing on TU.

How soon should I wait to request a CLI? Should I start using this card as much as possible so they can see how responsible I am making payments?


How old is your BK? I want to say someone posted in another thread that after BK is a year old $1000 max and after BK is 2 years old normal underwriting applies. Don't quote me on that though.









Message 4 of 13
Lostinthegame
New Contributor

Re: NFCU first card



How old is your BK? I want to say someone posted in another thread that after BK is a year old $1000 max and after BK is 2 years old normal underwriting applies. Don't quote me on that though.


It's been 6 years now :'(


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Message 5 of 13
Bankrupt2019
Established Contributor

Re: NFCU first card

I'd say call their recon# they'll probably bump you up.🤷🏻‍♂️









Message 6 of 13
M_Smart007
Legendary Contributor

Re: NFCU first card

Congratulations!

Message 7 of 13
Anonymous
Not applicable

Re: NFCU first card

Congratulations on your approval! 👍

Message 8 of 13
AllZero
Mega Contributor

Re: NFCU first card

Congratulations on your approval!
Message 9 of 13
Lostinthegame
New Contributor

Re: NFCU first card


@Bankrupt2019 wrote:

I'd say call their recon# they'll probably bump you up.🤷🏻‍♂️


Sent a secured message and they said "no" 😢


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Message 10 of 13
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