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NFCU first card

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Valued Member

NFCU first card

I decided to apply for NFCU membership and that same day I got approved for the CashRewards card. The limit isn't much considering I have higher limits on other cards but I have a bk showing on TU.

How soon should I wait to request a CLI? Should I start using this card as much as possible so they can see how responsible I am making payments?






Message 1 of 13
12 REPLIES 12
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Established Contributor

Re: NFCU first card

Congrats on the approval!!

Message 2 of 13
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Valued Member

Re: NFCU first card

congrats on your new approval!

 

i think 3 statements is the minimum average before requesting for cli for most cards..

not too sure myself.








Gardening Start 2/19/2020
Message 3 of 13
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Frequent Contributor

Re: NFCU first card


@Lostinthegame wrote:

I decided to apply for NFCU membership and that same day I got approved for the CashRewards card. The limit isn't much considering I have higher limits on other cards but I have a bk showing on TU.

How soon should I wait to request a CLI? Should I start using this card as much as possible so they can see how responsible I am making payments?


How old is your BK? I want to say someone posted in another thread that after BK is a year old $1000 max and after BK is 2 years old normal underwriting applies. Don't quote me on that though.






Message 4 of 13
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Valued Member

Re: NFCU first card



How old is your BK? I want to say someone posted in another thread that after BK is a year old $1000 max and after BK is 2 years old normal underwriting applies. Don't quote me on that though.


It's been 6 years now :'(






Message 5 of 13
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Frequent Contributor

Re: NFCU first card

I'd say call their recon# they'll probably bump you up.🤷🏻‍♂️






Message 6 of 13
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Super Contributor

Re: NFCU first card

Congratulations!

Message 7 of 13
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Valued Contributor

Re: NFCU first card

Congratulations on your approval! 👍





My Cards:




Profile Type: New, Thin, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 2 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 24.95k Util. 1% AAoA: 2 yrs, 1 mo.
AoOA: 2 yrs, 7 mo. AoYA: 0 mo. 100% PIF.




myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698

Message 8 of 13
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Super Contributor

Re: NFCU first card

Congratulations on your approval!
Message 9 of 13
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Valued Member

Re: NFCU first card


@Bankrupt2019 wrote:

I'd say call their recon# they'll probably bump you up.🤷🏻‍♂️


Sent a secured message and they said "no" 😢






Message 10 of 13
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