NFCU graduation and AMEX

[Anonymous]

This month marks 6 months with NFCU and they graduated my $5k card with no new pulls. My score is 666 on Experian.

Also was playing around on the AMEX site and went thru the pre-qualifyeer system, they said I could get the AMEX Hilton and I followed up with an application.

Was approved, only $1000 so I called the reconsideration line and was told they could not approve any higher till I received the card, then I should call back. 

So, currently I have:

NFCU unsecured $5k 6 months

Small CU secured $5k 6 months

PCB secured $200 6 months

ELAN secured $600 6 months

1st progress secured $200 6 months

1st progress secured $500 5 months

AMEX Hilton $1000 (New)

2 car loans (4 years on one and 7months the other )

Small bank loan

Not reported LOC loan 2 months old

Looks like another 6 months of gardening, but will ask NFCU in 3 months  and AMEX (soon) to raise limits

[AllZero]

Congratulations on your approval and graduation 🎓!

[gdale6]

Grats on your new Amex

I would give it 2 months then ask for 3x cli.

[mrcraft]

Congratulations on your graduation and CLI!!

[M_Smart007]

Congratulations on your graduation & approval! ...

[Credit4Growth]

Congratulations on your NFCU graduation and Amex approval!

You have a good number of credit lines to start off with.  Like you said, a little bit of gardening and a few SP will be good - and continue your progress.👍 

Good luck on the recon for an increase with Amex!

[cashorcharge]

That's terrific!  Congratulations on your approval!! 🎉🥂

[CreditAggie]

Congratulations on your graduation and approval!

[Anonymous]

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@Anonymous wrote:

This month marks 6 months with NFCU and they graduated my $5k card with no new pulls. My score is 666 on Experian.

Also was playing around on the AMEX site and went thru the pre-qualifyeer system, they said I could get the AMEX Hilton and I followed up with an application.

Was approved, only $1000 so I called the reconsideration line and was told they could not approve any higher till I received the card, then I should call back. 

So, currently I have:

NFCU unsecured $5k 6 months

Small CU secured $5k 6 months

PCB secured $200 6 months

ELAN secured $600 6 months

1st progress secured $200 6 months

1st progress secured $500 5 months

AMEX Hilton $1000 (New)

2 car loans (4 years on one and 7months the other )

Small bank loan

Not reported LOC loan 2 months old

Looks like another 6 months of gardening, but will ask NFCU in 3 months  and AMEX (soon) to raise limits

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That's terrific! 🥳 Congratulations on your graduation 🧑🏾‍🎓 with NFCU. Am I correct in understanding that it was originally secured at $6K, please? And they then graduated 🧑🏼‍🎓 it at the same dollar threshold SL? 🙏🏻

Congratulations on the approval for the AMEX, too! 🥳🥳🥳

[SPChaser]

Congratulations on your Amex approval and Navy love! 🥳🥳🥳