@nrm wrote:
Well, thank you everyone for contributing and chilling me out. As I have stated clearly in my first post, I need a card without foreign transaction fee for s short trip, but I don't travel much, so a travel card is not an option.
You may wonder what trip it is, it is a trip involving a funeral, and I am the only one who has the budgets to take care of everything. There are many other ways to get access to my funds once I'm outside the US, however, too much hassles. So, why not a credit card with no FT fees, and at the same time, earning something back from big spending?
For those who chilled me out, I am greatly thankful!
For those who mentioned my attitude, please do not commit the same fallacy again, the fallacy of hasty generalization, especially you haven't got every bit of information yet.
Last but not least, I am not a credit card's limit chaser, but sometimes, I can't just take everything for granted. It is worth to mention that I have been banking with Navy Federal for more than two years, and I applied for this card upon receiving an invitation from them, right at the time I need one like it.
@humuhumunukunukuapua'a wrote:
Extremely well said, OP, especially the bolded part.
I had a situation recently where a person on here thought it ok to make unkind comments about the balance I was carrying at a 0% rate. First, it's none of that person's business, and second, the balance I am recently carrying happens to be as a result of two family funerals over the past 10 months.
People definitely need to think before they place themselves in the role of judging others, especially when they haven't been assigned that role.
I fully agree with you on that point.
Best of luck, OP, and have a great weekend!
