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NFCU nRewards Secured Card Graduation!

mchang124
Regular Contributor

NFCU nRewards Secured Card Graduation!

Wanted to share yet another NFCU story.

 

Started my relationship with NFCU in 2019. And from reading on these forums, i saw that NFCU was very generious with their CL to its members. Knowing that NFCU is a relationship type of bank, I knew my credit wasnt the greatest and started with their nRewards Secured Card and depositing $200 like most members do. at the time in July of 2019, I was at a 597 TU score (based on CK). I used this card as my daily driver card and putting my daily and monthly expenses on it up until i app'd for the More Rewards Amex and was approved for that card (700 EQ FICO at time of application).

 

This morning, waking up pretty early, checking all my bank accounts as i usually do every morning, I noticed that my NFCU nRewards card had an increase CL from $200 to $2000; meaning my card graduated after 5 statements (6 months). I'm overly excited that this card has finally graduated.

 

And for those of you on a rebuilding phase right now, if you look at previous threads, you'll see my story. I'll wrap it up here.

 

January 2019, 538 TU (based on CK) with $0 credit available to me; to the 700 club and with this cards graduation, $33700 in total available credit in one year. 

 

I attribute all this to my DW, one of my friends whos in credit repair/consulting and all the members of the boards. Thanks everyone!

 

IMG_2119.PNGIMG_2120.PNGIMG_2118.jpg

Total Personal Lines: $135,700
Total Business Lines: $35,000
#750Club

Message 1 of 11
10 REPLIES 10
ClassicMan
Valued Contributor

Re: NFCU nRewards Secured Card Graduation!

Congrats on your graduation, I sure they will be very generous once you apply for a second card.

12/18/19




05/27/20





Cards

Authorized User
Message 2 of 11
mchang124
Regular Contributor

Re: NFCU nRewards Secured Card Graduation!


@ClassicMan wrote:

Congrats on your graduation, I sure they will be very generous once you apply for a second card.


I'm actually waiting on app'ing for my 3rd card which would be the flagship. but currently, there's no SUB. So i'm in no rush. lol. My 91/3 is Feb 8th from my More Rewards card. 

Total Personal Lines: $135,700
Total Business Lines: $35,000
#750Club

Message 3 of 11
Rebuild2019
Established Contributor

Re: NFCU nRewards Secured Card Graduation!

Congrats on your graduation 🎓

CARDS: Discover It | QuickSilver One | Kohl’s | BB&T Spectrum Cash Rewards | BB&T Bright | NFCU CashRewards | NFCU More Rewards | AMEX BCE | Verizon Visa | Wells Fargo Platinum | Amazon Prime | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 4 of 11
Traveler101
Frequent Contributor

Re: NFCU nRewards Secured Card Graduation!

Good for you..congrats!
Message 5 of 11
M_Smart007
Epic Contributor

Re: NFCU nRewards Secured Card Graduation!

Congratulations!

Message 6 of 11
coreyb80
Valued Contributor

Re: NFCU nRewards Secured Card Graduation!

Congrats on the graduation!!

Message 7 of 11
AllZero
Super Contributor

Re: NFCU nRewards Secured Card Graduation!

Congratulations on your graduation 🎓 and CLI!
Message 8 of 11
Marz2002
Valued Contributor

Re: NFCU nRewards Secured Card Graduation!

From 1 Rebuilder to another Rebuilder, CONGRATS  on your NFCU nRewards Secured Card Graduation and the auto  10X  CLI and your AMAZING Success over the Past Year - Way to GO!!! Smiley Wink

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $18K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $211K+ | Rebuilding since April 2018
Message 9 of 11
UH_HUH
Valued Contributor

Re: NFCU nRewards Secured Card Graduation!

Well that story made me smile :-)

Congratulations on your success and

also on your patience and diligence.

Impressive stuff ;-)

Enjoy

Message 10 of 11
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