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Wanted to share yet another NFCU story.
Started my relationship with NFCU in 2019. And from reading on these forums, i saw that NFCU was very generious with their CL to its members. Knowing that NFCU is a relationship type of bank, I knew my credit wasnt the greatest and started with their nRewards Secured Card and depositing $200 like most members do. at the time in July of 2019, I was at a 597 TU score (based on CK). I used this card as my daily driver card and putting my daily and monthly expenses on it up until i app'd for the More Rewards Amex and was approved for that card (700 EQ FICO at time of application).
This morning, waking up pretty early, checking all my bank accounts as i usually do every morning, I noticed that my NFCU nRewards card had an increase CL from $200 to $2000; meaning my card graduated after 5 statements (6 months). I'm overly excited that this card has finally graduated.
And for those of you on a rebuilding phase right now, if you look at previous threads, you'll see my story. I'll wrap it up here.
January 2019, 538 TU (based on CK) with $0 credit available to me; to the 700 club and with this cards graduation, $33700 in total available credit in one year.
I attribute all this to my DW, one of my friends whos in credit repair/consulting and all the members of the boards. Thanks everyone!
Congrats on your graduation, I sure they will be very generous once you apply for a second card.
@Anonymous wrote:Congrats on your graduation, I sure they will be very generous once you apply for a second card.
I'm actually waiting on app'ing for my 3rd card which would be the flagship. but currently, there's no SUB. So i'm in no rush. lol. My 91/3 is Feb 8th from my More Rewards card.
Congratulations!
Congrats on the graduation!!
From 1 Rebuilder to another Rebuilder, CONGRATS @mchang124 on your NFCU nRewards Secured Card Graduation and the auto 10X CLI and your AMAZING Success over the Past Year - Way to GO!!!
Well that story made me smile :-)
Congratulations on your success and
also on your patience and diligence.
Impressive stuff ;-)
Enjoy