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NFCU nRewards secured Approval!

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New Contributor

NFCU nRewards secured Approval!

It's been awhile since I posted but... Woo! I was so estatic. Despite the shortcomings over the last two months, I wasn't sure if I would be approved. Working on getting my utilisation down. Right now my utilisation will report as 82% (grr for rounding up 0.819%) until the new billing cycle posts for next month. I went for $200 limit since I didn't want to put all of my self lender savings into a new account, instead of used the money to pay down my disco and capital one. I'm a bit bummed that I couldn't get the card when I originally planned for it 2 months ago, but I'm happy it will be reporting next month.

 

I'm almost out of the dog house with Capital one, was advised to apply for an increase in credit limit (which I didn't want, will not be opening anymore cards with capital one, they're almost as bad as chase), to my surprise they're starting to like me again lol. I will try in 2-3 months to see if they will give me a bump. The card should of had a 3,000 limit by now. My disco evaluation is next week. drove myself a bit crazy reading about all the different experiences. Hoping for the best. I'll try to be more active Smiley Happy

 

Update:
Forgot to include the data points

TU pulled with a score of 560 

Recovering from misguided credit usage for almost a decade
(1 collection currently paying, 1 paid less than last month, 2 defaulted student loans from 2010)

Starting: 2/2019

Current 8/2019


Current Cards:

Dream Accounts:
Message 1 of 22
21 REPLIES 21
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Super Contributor

Re: NFCU nRewards secured Approval!

Congratulations on your approval! You're with one of the best CUs.
Message 2 of 22
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Valued Contributor

Re: NFCU nRewards secured Approval!

CONGRATS on your NFCU nRewards secured Approval and Welcome to the NFCU family!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 3 of 22
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New Contributor

Re: NFCU nRewards secured Approval!

Thank you so much! 

I definitely agree on that Smiley Happy

Starting: 2/2019

Current 8/2019


Current Cards:

Dream Accounts:
Message 4 of 22
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New Contributor

Re: NFCU nRewards secured Approval!


@Marz2002 wrote:

CONGRATS on your NFCU nRewards secured Approval and Welcome to the NFCU family!!! 


 Double thanks, I appreciate the welcoming ^_^ 

Starting: 2/2019

Current 8/2019


Current Cards:

Dream Accounts:
Message 5 of 22
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Valued Contributor

Re: NFCU nRewards secured Approval!

Congrats!
I have no CC's with Navy, but i've moved all my checking and some savings to them and i couldn't be more happy. Their CC's will definitely be in my future.




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Message 6 of 22
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Valued Member

Re: NFCU nRewards secured Approval!

GREAT JOB ! ! ! 👍
Message 7 of 22
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Epic Contributor

Re: NFCU nRewards secured Approval!

 

Congrats!

 

popcorn eating emoticon.gif

Message 8 of 22
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Valued Contributor

Re: NFCU nRewards secured Approval!

Congrats!!


Message 9 of 22
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Community Leader
Mega Contributor

Re: NFCU nRewards secured Approval!

Any Navy card is awesomeSmiley Happy big congratsSmiley Happy
Message 10 of 22
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