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NFCU rocks!!!!

oldman425
Frequent Contributor

NFCU rocks!!!!

So over the last 5 days I have been agle to get approved for a cash rewards cc for $1K, LOC for $500 and refi on my wife's car for 18K with the intrest rate cut in half on what we had with Capital One.  All this and I have been a member for approx 1 week.  I owe a huge thank you to NFCU, this forum and the members here.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 1 of 15
14 REPLIES 14
fltireguy
Valued Contributor

Re: NFCU rocks!!!!


@oldman425 wrote:

So over the last 5 days I have been agle to get approved for a cash rewards cc for $1K, LOC for $500 and refi on my wife's car for 18K with the intrest rate cut in half on what we had with Capital One.  All this and I have been a member for approx 1 week.  I owe a huge thank you to NFCU, this forum and the members here.


Congratulatios..Nice!

Just wait until you have had the card for 3 statements, hopefully you will get a nice CLI... And, there is nothing better than your APR dropping by 50% when refinancing your car - mine went down over 10% when I did my refi with them in July (17.8 to 4.79)..

 

Your next stop should be PenFed! NFCU has been awesome to me.. and now, PenFed has too Smiley Happy

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 15
Musiclover
Super Contributor

Re: NFCU rocks!!!!

Congratulations! Enjoy your new credit and lower interest on your car!


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 3 of 15
Guyatthebeach
Valued Contributor

Re: NFCU rocks!!!!


@oldman425 wrote:

So over the last 5 days I have been agle to get approved for a cash rewards cc for $1K, LOC for $500 and refi on my wife's car for 18K with the intrest rate cut in half on what we had with Capital One.  All this and I have been a member for approx 1 week.  I owe a huge thank you to NFCU, this forum and the members here.


Oldman425,

Congratulations on your successful approvals with NFCU! It sounds like you're on the right track with the CU.

 

Guyatthebeach

 

Message 4 of 15
oldman425
Frequent Contributor

Re: NFCU rocks!!!!


@fltireguy wrote:

@oldman425 wrote:

So over the last 5 days I have been agle to get approved for a cash rewards cc for $1K, LOC for $500 and refi on my wife's car for 18K with the intrest rate cut in half on what we had with Capital One.  All this and I have been a member for approx 1 week.  I owe a huge thank you to NFCU, this forum and the members here.


Congratulatios..Nice!

Just wait until you have had the card for 3 statements, hopefully you will get a nice CLI... And, there is nothing better than your APR dropping by 50% when refinancing your car - mine went down over 10% when I did my refi with them in July (17.8 to 4.79)..

 

Your next stop should be PenFed! NFCU has been awesome to me.. and now, PenFed has too Smiley Happy


I'm a member at PenFed now as well.  Let's see how the application goes for the credit card.

12/27/16 - Eq683 TU666 Ex681 04/05/17 Eq742 TU763 Ex757
Message 5 of 15
21Shades
Valued Member

Re: NFCU rocks!!!!

Congrats I just became a member today 12/28 as well and appd for a Cash Rewards card. Got approved for a 4k Limit I can't wait to refinance my car through them.


@oldman425 wrote:

So over the last 5 days I have been agle to get approved for a cash rewards cc for $1K, LOC for $500 and refi on my wife's car for 18K with the intrest rate cut in half on what we had with Capital One.  All this and I have been a member for approx 1 week.  I owe a huge thank you to NFCU, this forum and the members here.


 

Current Fico 8 Score: EQ: 660 TU:716 EX: 704 05/20/2019
Message 6 of 15
fltireguy
Valued Contributor

Re: NFCU rocks!!!!

 

 

Your next stop should be PenFed! NFCU has been awesome to me.. and now, PenFed has too Smiley Happy


And, apparently PenFed Rocks about 11 times as much as NFCU does for you..LOL!!

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 7 of 15
ItsPossible
Valued Contributor

Re: NFCU rocks!!!!

Congrats! Yes, NFCU rocks!! Love them so far! Great customer service and the member mall is wonderful! 

"Hover mouse over cards to see CL and APR info"


Message 8 of 15
GettingItUp
Contributor

Re: NFCU rocks!!!!


@fltireguy wrote:

@oldman425 wrote:

So over the last 5 days I have been agle to get approved for a cash rewards cc for $1K, LOC for $500 and refi on my wife's car for 18K with the intrest rate cut in half on what we had with Capital One.  All this and I have been a member for approx 1 week.  I owe a huge thank you to NFCU, this forum and the members here.


Congratulatios..Nice!

Just wait until you have had the card for 3 statements, hopefully you will get a nice CLI... And, there is nothing better than your APR dropping by 50% when refinancing your car - mine went down over 10% when I did my refi with them in July (17.8 to 4.79)..

 

Your next stop should be PenFed! NFCU has been awesome to me.. and now, PenFed has too Smiley Happy


NFCU has pushed my limit to 15k in less than a couple months. Penfed.... denied me credit. not even $500 with them. Even did a recon and they stood by their denial. :-(

Message 9 of 15
fltireguy
Valued Contributor

Re: NFCU rocks!!!!


@GettingItUp wrote:

@fltireguy wrote:

@oldman425 wrote:

So over the last 5 days I have been agle to get approved for a cash rewards cc for $1K, LOC for $500 and refi on my wife's car for 18K with the intrest rate cut in half on what we had with Capital One.  All this and I have been a member for approx 1 week.  I owe a huge thank you to NFCU, this forum and the members here.


Congratulatios..Nice!

Just wait until you have had the card for 3 statements, hopefully you will get a nice CLI... And, there is nothing better than your APR dropping by 50% when refinancing your car - mine went down over 10% when I did my refi with them in July (17.8 to 4.79)..

 

Your next stop should be PenFed! NFCU has been awesome to me.. and now, PenFed has too Smiley Happy


NFCU has pushed my limit to 15k in less than a couple months. Penfed.... denied me credit. not even $500 with them. Even did a recon and they stood by their denial. :-(


@They have both been very strange, but good to me. NFCU denied me, then sent a preapproval a few days later that worked ($5K cash rewards, that is now @$20K 4 months later), PenFed denied me in Aug/Sept.. but just instant approved $11.5K, reconned to $15K.. In the end, I like them both!

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 10 of 15
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