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Congrats on your approval...very nice!!
Congrats on your approval. I have not made it past the third statement on my Cash Rewards card and they already sent me a pre-approval for the Platinum card. I like it how they want me to have credit but I feel like a $17,600 SL is plenty enough on the one card.
I finally hit a CU at the exact right time when they were being generous.
@Anonymous wrote:Congrats on your approval. I have not made it past the third statement on my Cash Rewards card and they already sent me a pre-approval for the Platinum card. I like it how they want me to have credit but I feel like a $17,600 SL is plenty enough on the one card.
I finally hit a CU at the exact right time when they were being generous.
Thank you! NFCU is definitely very generous when giving out cli's to their customers.
@Anonymous wrote:
I applied over the weekend for the platinum card & it went pending. I was really thinking that it will turn out a denial since today would be day 3. Well I just got the approval text not too long ago! They approved me for $1000 & im ok with the low sl because I know it will grow 6-8 months from now. I originally wanted the GoRewards but I heard it's easier to get the platinum. Could I product change down the line?
I am very happy with NFCU. I now have a $7500 Cash Rewards card, 12k Cloc, and the 1k platinum. BK7 discharged 13 mos ago.
My credit scores across the board is 645-665 with 21% utilization.
Congrats to you and that's amazing with your stats!!! BK7 DISCHARGED 13 MONTHS AGO, 645-665 and 21% utility
I say that because NFCU declined me for 2 cards since joining last year, so I took a 3rd INQ around Mother's Day and opened a secured card with $1600 and was approved, lol.
Then I registered with PENFED and they approved me for the Power Cash Rewards SL 10K 14.74 APR
@Anonymous wrote:
I applied over the weekend for the platinum card & it went pending. I was really thinking that it will turn out a denial since today would be day 3. Well I just got the approval text not too long ago! They approved me for $1000 & im ok with the low sl because I know it will grow 6-8 months from now. I originally wanted the GoRewards but I heard it's easier to get the platinum. Could I product change down the line?
I am very happy with NFCU. I now have a $7500 Cash Rewards card, 12k Cloc, and the 1k platinum. BK7 discharged 13 mos ago.
My credit scores across the board is 645-665 with 21% utilization.
Congrats on your approval...
Yes, you can product change down the line when you are ready! I believe you can do it on anycard except Flagship while the CL is under $5k.
@Anonymous wrote:
@Anonymous wrote:
I applied over the weekend for the platinum card & it went pending. I was really thinking that it will turn out a denial since today would be day 3. Well I just got the approval text not too long ago! They approved me for $1000 & im ok with the low sl because I know it will grow 6-8 months from now. I originally wanted the GoRewards but I heard it's easier to get the platinum. Could I product change down the line?
I am very happy with NFCU. I now have a $7500 Cash Rewards card, 12k Cloc, and the 1k platinum. BK7 discharged 13 mos ago.
My credit scores across the board is 645-665 with 21% utilization.Congrats on your approval...
Yes, you can product change down the line when you are ready! I believe you can do it on anycard except Flagship while the CL is under $5k.
Thank you!
Do you know how soon NFCU will allow a product change? I was thinking after 30days of account opening but if it's too soon then I can wait 3 months or so..
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I applied over the weekend for the platinum card & it went pending. I was really thinking that it will turn out a denial since today would be day 3. Well I just got the approval text not too long ago! They approved me for $1000 & im ok with the low sl because I know it will grow 6-8 months from now. I originally wanted the GoRewards but I heard it's easier to get the platinum. Could I product change down the line?
I am very happy with NFCU. I now have a $7500 Cash Rewards card, 12k Cloc, and the 1k platinum. BK7 discharged 13 mos ago.
My credit scores across the board is 645-665 with 21% utilization.Congrats on your approval...
Yes, you can product change down the line when you are ready! I believe you can do it on anycard except Flagship while the CL is under $5k.
Thank you!
Do you know how soon NFCU will allow a product change? I was thinking after 30days of account opening but if it's too soon then I can wait 3 months or so..
Day after approval!