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ok, I am such a bad girl. If you look at my posts from yesterday, I was NOT supposed to apply again for 1 year!! I HAVE TO STOP NOW because I know my score will take a hit for a while and the inquiries will be there for 2 years. I need a Credit Anonymous support group NOW!! Ok, I apped for JC Penney and was approved for $500. I called to recon, but the guy said that he would have to pull another report, I said NO just leave it at $500, then I appd for Lowes, got a 7-10 day message and I said to myself, "see you silly woman, you have applied too many times!", but something told me to call, so I did and it was simply for verification with a code sent to my phone. I was approved for $700 but you know me, I called the recon line (877-379-8173) and I got kinda bold and when she asked how much did I want to increase my limit to, I said $4000. Yeah right like I was really going to get that I thought! She came back and said congratulations, your new credit limit is $4000!! This is my highest limit ever! In Dec of 2015, I could not beg on my life to get any kind of credit besides Fingerhut and now with rebuilding with an obsessiveness that I did not know that I had, I am now getting approved! Please be gentle with me because my head is hanging low like those dog shaming pictures, but I am soooo happy inside!! NO MORE APPS!!!
I'm gardening right now!!!
Haha! Congrats! Yes now get to the garden!!
Congratulations! Approval can be addicting when you are rebuilding. Many of us know what you are going through. The Garden Club is just the place now with friends who are also not wanting to app. Look forward to seeing you there.
Nice, congrats
Congrats!!
@nickkinfl wrote:ok, I am such a bad girl. If you look at my posts from yesterday, I was NOT supposed to apply again for 1 year!! I HAVE TO STOP NOW because I know my score will take a hit for a while and the inquiries will be there for 2 years. I need a Credit Anonymous support group NOW!! Ok, I apped for JC Penney and was approved for $500. I called to recon, but the guy said that he would have to pull another report, I said NO just leave it at $500, then I appd for Lowes, got a 7-10 day message and I said to myself, "see you silly woman, you have applied too many times!", but something told me to call, so I did and it was simply for verification with a code sent to my phone. I was approved for $700 but you know me, I called the recon line (877-379-8173) and I got kinda bold and when she asked how much did I want to increase my limit to, I said $4000. Yeah right like I was really going to get that I thought! She came back and said congratulations, your new credit limit is $4000!! This is my highest limit ever! In Dec of 2015, I could not beg on my life to get any kind of credit besides Fingerhut and now with rebuilding with an obsessiveness that I did not know that I had, I am now getting approved! Please be gentle with me because my head is hanging low like those dog shaming pictures, but I am soooo happy inside!! NO MORE APPS!!!
Congrats on your approvals. I love the Credit Anonymous support group suggestion.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |