NavChek...does it report on credit???

eparker · ‎03-14-2014

Quick question...does the NavChek line of credit show up as a tradeline on your credit report? Or only when you use it? Just curious....

Thanks

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.

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theBeardedNerd · ‎03-14-2014

Yes it will report at the end of the month

Currently in My Wallet:

Affinity FCU Cash Rewards Visa Signature - $5000

Auto Loan:

Personal Line of Credit:

Future Credit Cards:

eparker · ‎03-14-2014

ok...thanks......

Starting Score: Mid 500's
EQ-701 TU-693 EXP-698
Goal Score:750+

NavChek $15,000/NFCU nRewards Visa $12,000/American Express Rewards Gold NPSL/USAA Rewards World Mastercard $7000/USAA Visa Platinum $7000/Barclay $3900/Credit Union Visa $5000/Jareds $7600/BofA Visa $4000/USAA MC $1500/Walmart $1200//Amazon $1000/Discover Card $750/Cap1 $2250.

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smittyboy020 · ‎03-14-2014

It closes with your checking account, but reports at the end of the month. Keep in mind that if you use any of its available balance after the closing date, it will report its new balance on the 31st. This happened to me last month.

hot4u · ‎03-14-2014

It will come up as Check credit and/or Line of credit.

This will help on your 10% Credit Mix for Fico Score

(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage

Alaska Airlines