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Navy Amex Rewards APPROVED + CLI!!

jaeski33
Frequent Contributor

Navy Amex Rewards APPROVED + CLI!!

I applied for this earlier today and got the dreaded 24hr Review message. I am 93/3 statements I think. I've had my Go Rewards since 02/2018 @$3300. I went for a CLI on it as well since I got the TU HP notification right away. A few hours later I got a status update email.......Fico 9 is 707 TU 668

Congratulations! Based on your creditworthiness, you have been approved for a Navy Federal More Rewards American Express Card credit card. Your new credit line will be $15,000.00. Your APR will be 16.49%. Expect your credit card within 5-7 business days for regular mail delivery; expedited shipping times vary based on location. Very Happy!

Update: GoRewards increased to $10K + $6,700!!!! Looks like they HP my EQ twice as well 😐



Current Scores 10/11/2019
TU 724 Inq 20, EX 699 Inq 15, EQ 743 Inq 8 -- UTL 4% FICO 9 757
[Previous] 10/05/2018
EQ F8 [696] 5 Inqs, EX F8 [666] 14 Inqs,
TU Fico 8 [702] 18 Inqs.
Gardening since 11/08/2018.
EQ-Fico 8 [699] EX-Fico 8 [639] TU-Fico 8[652]
UTI 14% NFCU Flagship $6K, Care Credit $20K, TFCU Platinum Visa $20K, DCU Rewards Visa 10K, USAA Platinum Visa 6K, Costco Visa $7.5K, NFCU AMEX $15K, Citi Rewards+ $16,800, Wells Fargo Cash Wise 9.5K, Barclays AAdvantage MC $2K, NFCU GoRewards 10K, Home Depot Commercial $1k, Best Buy Visa $15k, ExxonCard $1500, PenFed Visa Sig $10k, NFCU CLOC $10K, Boscov's $13.3K, Overstock $12.5k, Sportmans $3900, Amex Cash Magnet $1500, Amex Bonvoy 2K, BarClay Arrival $2k, DiscoverIT $16k, AmazonCard $6000, PayPal MC 8K, Mercury MC $5.5K, CapOne Silver $16.5K, Lowes Credit $25K, Wal-Mart Store Card $9K, Wayfair $14.4K
Message 1 of 24
23 REPLIES 23
Ade1385
Regular Contributor

Re: Navy Amex Rewards APPROVED

Congrats!!!! Navy is truly amazing!! They have made a fan out of me!
Starting Score (5/2017): EQ 528, TU 561, Ex 512
Current Score (8/2018): EQ 673, TU 692, EX 699
Goal Score: 700


Take the myFICO Fitness Challenge
Message 2 of 24
Musiclover
Super Contributor

Re: Navy Amex Rewards APPROVED

Congratulations! Great card! 


Daily Drivers: Penfed Platinum Rewards; NFCU GoRewards; Discover..
Message 3 of 24
realestone
Established Contributor

Re: Navy Amex Rewards APPROVED

congrats





Message 4 of 24
jlitnns
Established Contributor

Re: Navy Amex Rewards APPROVED

Somebody stop us, NFCU is going to shut us down!

 

Congrats! Robot Very Happy


Message 5 of 24
jaeski33
Frequent Contributor

Re: Navy Amex Rewards APPROVED


@Ade1385 wrote:
Congrats!!!! Navy is truly amazing!! They have made a fan out of me!
Thanks! I had some trepidation applying but I've been reading around so much on myfico with the approvals varying, I just went for it.



Current Scores 10/11/2019
TU 724 Inq 20, EX 699 Inq 15, EQ 743 Inq 8 -- UTL 4% FICO 9 757
[Previous] 10/05/2018
EQ F8 [696] 5 Inqs, EX F8 [666] 14 Inqs,
TU Fico 8 [702] 18 Inqs.
Gardening since 11/08/2018.
EQ-Fico 8 [699] EX-Fico 8 [639] TU-Fico 8[652]
UTI 14% NFCU Flagship $6K, Care Credit $20K, TFCU Platinum Visa $20K, DCU Rewards Visa 10K, USAA Platinum Visa 6K, Costco Visa $7.5K, NFCU AMEX $15K, Citi Rewards+ $16,800, Wells Fargo Cash Wise 9.5K, Barclays AAdvantage MC $2K, NFCU GoRewards 10K, Home Depot Commercial $1k, Best Buy Visa $15k, ExxonCard $1500, PenFed Visa Sig $10k, NFCU CLOC $10K, Boscov's $13.3K, Overstock $12.5k, Sportmans $3900, Amex Cash Magnet $1500, Amex Bonvoy 2K, BarClay Arrival $2k, DiscoverIT $16k, AmazonCard $6000, PayPal MC 8K, Mercury MC $5.5K, CapOne Silver $16.5K, Lowes Credit $25K, Wal-Mart Store Card $9K, Wayfair $14.4K
Message 6 of 24
jaeski33
Frequent Contributor

Re: Navy Amex Rewards APPROVED

Is there a chance I won't get the CLI on my GoRewards Card? What are my CLI chances on my CLOC?



Current Scores 10/11/2019
TU 724 Inq 20, EX 699 Inq 15, EQ 743 Inq 8 -- UTL 4% FICO 9 757
[Previous] 10/05/2018
EQ F8 [696] 5 Inqs, EX F8 [666] 14 Inqs,
TU Fico 8 [702] 18 Inqs.
Gardening since 11/08/2018.
EQ-Fico 8 [699] EX-Fico 8 [639] TU-Fico 8[652]
UTI 14% NFCU Flagship $6K, Care Credit $20K, TFCU Platinum Visa $20K, DCU Rewards Visa 10K, USAA Platinum Visa 6K, Costco Visa $7.5K, NFCU AMEX $15K, Citi Rewards+ $16,800, Wells Fargo Cash Wise 9.5K, Barclays AAdvantage MC $2K, NFCU GoRewards 10K, Home Depot Commercial $1k, Best Buy Visa $15k, ExxonCard $1500, PenFed Visa Sig $10k, NFCU CLOC $10K, Boscov's $13.3K, Overstock $12.5k, Sportmans $3900, Amex Cash Magnet $1500, Amex Bonvoy 2K, BarClay Arrival $2k, DiscoverIT $16k, AmazonCard $6000, PayPal MC 8K, Mercury MC $5.5K, CapOne Silver $16.5K, Lowes Credit $25K, Wal-Mart Store Card $9K, Wayfair $14.4K
Message 7 of 24
AverageJoesCredit
Mega Contributor

Re: Navy Amex Rewards APPROVED

Wow, Navy continues to blow me away. These types of approvals show us Navy doesn't care about scores but much more. Way to go on awesome sl I dont think they'll give a cli now that theyve given out 15k but I could be wrong. Usually they send a letter stating recent change in accounts meaning they just gave some luv lol.
Message 8 of 24
jaeski33
Frequent Contributor

Re: Navy Amex Rewards APPROVED


@AverageJoesCredit wrote:
Wow, Navy continues to blow me away. These types of approvals show us Navy doesn't care about scores but much more. Way to go on awesome sl I dont think they'll give a cli now that theyve given out 15k but I could be wrong. Usually they send a letter stating recent change in accounts meaning they just gave some luv lol.
Awww, I see. Even with a CLOC? That's different, right?



Current Scores 10/11/2019
TU 724 Inq 20, EX 699 Inq 15, EQ 743 Inq 8 -- UTL 4% FICO 9 757
[Previous] 10/05/2018
EQ F8 [696] 5 Inqs, EX F8 [666] 14 Inqs,
TU Fico 8 [702] 18 Inqs.
Gardening since 11/08/2018.
EQ-Fico 8 [699] EX-Fico 8 [639] TU-Fico 8[652]
UTI 14% NFCU Flagship $6K, Care Credit $20K, TFCU Platinum Visa $20K, DCU Rewards Visa 10K, USAA Platinum Visa 6K, Costco Visa $7.5K, NFCU AMEX $15K, Citi Rewards+ $16,800, Wells Fargo Cash Wise 9.5K, Barclays AAdvantage MC $2K, NFCU GoRewards 10K, Home Depot Commercial $1k, Best Buy Visa $15k, ExxonCard $1500, PenFed Visa Sig $10k, NFCU CLOC $10K, Boscov's $13.3K, Overstock $12.5k, Sportmans $3900, Amex Cash Magnet $1500, Amex Bonvoy 2K, BarClay Arrival $2k, DiscoverIT $16k, AmazonCard $6000, PayPal MC 8K, Mercury MC $5.5K, CapOne Silver $16.5K, Lowes Credit $25K, Wal-Mart Store Card $9K, Wayfair $14.4K
Message 9 of 24
AverageJoesCredit
Mega Contributor

Re: Navy Amex Rewards APPROVED

Yeah Cloc is a different beast. I never went for one , but I do know it's a different departmentSmiley Happy

Maybe you'll get your cli too, nothing written in stone lol
Message 10 of 24
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