The rate is killer indeed.I mean....I triple you (And that's not bragging! My rates are mammoth compared to yours.) So you Aim High and score! "Twinie" congrats again! Hope to post one like yours in the near future- goal!Ahahahaha! Nope, I did sneeze, hit the dang button (I guess) cuz there ended up being a "double" post. Although, I am allergic to low apr it appears...idk.
Lol ... allergic to Low APR? Silly. Looks like you're in a "build" or "rebuild" phase, so don't worry, you will get there with time and patience. Lowest APRs are mainly the result of long-term on-time payments and very high FICOs. No secrets about it, just consistently tending to credit for the long haul. "So easy a caveman could do it ..."