cancel
Showing results for 
Search instead for 
Did you mean: 

Navy Fcu cash rewards card

princeromeo
Regular Contributor

Navy Fcu cash rewards card

Hello everybody,

My membership got approved on Monday and I wasted no time applying for the cash rewards visa. The application was in a pending status until yesterday I was approved for 22k. My Transunion score is 700. While my application was pending I got greedy and applied for their platinum card and it was declined this morning do you guys think I should recon or just be happy with my cash rewards card. Please let me know. Thank you.
Message 1 of 11
10 REPLIES 10
Tigers09
Valued Contributor

Re: Navy Fcu cash rewards card

First of all, Congrats on you approval and welcome to Navy.

As far as second cards, that may not come until you hit your 6 month mark with the one you have. I would wait and try again then

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 2 of 11
iowe
Regular Contributor

Re: Navy Fcu cash rewards card

My opinion is be happy with what you have, garden that card for 6 months, and then apply for another line if you want. If you treat them well they will treat you likewise. They are a top tier credit union.
Starting Score: 564
Current Score: 722
Goal Score: 850 by 1/2022


Take the MyFico Challenge 2021

Gardening until forever.
Message 3 of 11
tntcreditbuilder
New Contributor

Re: Navy Fcu cash rewards card

Congratulations on your approval. NFCU is an awesome credit union. 

 

I'd probably wait 6 months but you can always do an emessage to recon. You've already taken the additional HP so it wouldn't hurt to ask.

Message 4 of 11
CharlieFoxtrot
Established Contributor

Re: Navy Fcu cash rewards card

Nice approval! Congratulations!! Maybe go for the CLOC as well!

In the wallet:
Amex PRG ~ Amex BCE ~ Discover ~ NFCU Cash Rewards Visa Signature ~ NFCU Platinum Visa ~ NFCU Line of Credit ~ Chase Amazon Prime Visa Signature ~ PenFed Cash Rewards Visa ~ PenFed Promise Visa ~ Fairwinds Credit Union Cash Rewards Visa ~ CapOne QS1 ~ Lowes Store Card

Closed on mortgage 8/9/17!! Woot!
Message 5 of 11
Aduke1122
Senior Contributor

Re: Navy Fcu cash rewards card

Congrats on the awesome approval and could you perhaps share some other data points plz ? Number of inquiries and new accounts Uti?
Message 6 of 11
12velectronics
Valued Contributor

Re: Navy Fcu cash rewards card

Congrats! I really want to get in with NFCU but without any physical branches around here that's not possible for the way I bank!
Message 7 of 11
GiJane007
Established Contributor

Re: Navy Fcu cash rewards card

Congratulations princeromeo on your approval, that's one sweet starting limit NFCU gave you!!
Message 8 of 11
Disabled-Vet
Valued Contributor

Re: Navy Fcu cash rewards card

Congratulations op on your approval, great sl!


     $500         $1,000        $1,300        $1,500        $1,850         $3,400        $3,500                            $9,500        $1,000
Message 9 of 11
Exquisite100wallet
New Contributor

Re: Navy Fcu cash rewards card

Would they do an additional Credit pull for the CLOC If you already applied for one of their Credit Cards?

Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.