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Navy Fed Interest Rate reduction!

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Valued Contributor

Navy Fed Interest Rate reduction!

It’s after the 28 so I started my spit and polish of the Family Navy Fed portfolios.

 

DW

Went via SP, from 22k to 25k on her Platinum.

Requested an APR reduction from 17.99 to 9.99. (No response yet)

Apped for Amex and declined

 

Me

Asked for CLI on rewards from 25k to 33k. (No response. Anticipate decline)

Asked for APR reduction on my 33k Platinum from 9.99. ¡APPROVED for 6.99 porcentavos!

 

 

 

 

 

NFCU Flagship 74k-United Plus Explorer-50k-QS 25k-Avianca 28.8k-Cabelas 24k-Lowes 35k-USAA Amex 32k-FNBO Plat 31k-Numerous others at 20k and below
Message 1 of 6
5 REPLIES 5
Super Contributor

Re: Navy Fed Interest Rate reduction!

Bravo Bravo woodyman100.

 

6.99 is a stupendous rate any way you look at it.

 

Best of luck to the DW on the APR reduction and congrats to the SP CLI.

 

Which reminds me its time to give them a jingle and see if they might trim the APR on one of my own pair with them.

 

 

Message 2 of 6
Valued Contributor

Re: Navy Fed Interest Rate reduction!

No go on the APR decrease for DW.
Account was 2 weeks shy of being open 12 Months. DOH! I had it wrong on the spreadsheet.
 
Denied on the Rewards CLI.
Will wait until the March AR for DW APR and my Rewards CLI again.

I’m swearing off silly apps this year.
I wouldn’t bet on me though
NFCU Flagship 74k-United Plus Explorer-50k-QS 25k-Avianca 28.8k-Cabelas 24k-Lowes 35k-USAA Amex 32k-FNBO Plat 31k-Numerous others at 20k and below
Message 3 of 6
Community Leader
Mega Contributor

Re: Navy Fed Interest Rate reduction!

BRAVO WOODYSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 4 of 6
Regular Contributor

Re: Navy Fed Interest Rate reduction!

Good deal. I have a 22k limit Cash Rewards at 10.99%. In a couple more months when I reach my one year anniversary with Navy I plan on asking the NFCU gods for a reduction on that apr. I’ve been running pretty much all of my monthly spend through that card and then pif. I love NFCU.


Starting Score: 564 in 2012
Current Score: 763
Goal Score: 850 by 5/2020


Take the MyFico Challenge 2018

Gardening until late 2020.
Message 5 of 6
Established Contributor

Re: Navy Fed Interest Rate reduction!

Are you asking for the APR reduction via phone or a PM through the account and same question for CLI.
" EX 698 EQ 701 TU 707 MMS 705"
Message 6 of 6
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