Navy Fed More Rewards Approval + interest rate red... - myFICO® Forums - 6116658

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Greetings all!

Just thought I would share some good news in these turbulent times. I applied for the Navy Fed More Rewards American Express on a whim and got approved! Lowest rate available (9.65) and 23k CL!

I also decided to call Navy Fed the next day because my Navy Fed Visa Platinim was a higher interest rate. It seemed odd to me to have their lowest rate card higher than my new one. They reduced it from 10.99 to 5.99!

Also got my girlfriend's reduced from 14-ish to 8.99!

(Tran union score for me:753)

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12 REPLIES 12

Congratulations on your NFCU More Rewards approval and Platinum APR reduction!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

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Congrats! ..

Message 3 of 13

Congrats on both

Message 4 of 13

Congrats on the approval as well the rate reductions.

Message 5 of 13

Congratulations on your approval! Congratulations on you and GF APR reductions!

Message 6 of 13

Great work! Congratulations!!!

Message 7 of 13

Congratulations on your approval!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 8 of 13

Nicely done on the rate reductions!

Disco It CB 17.4k

Chase Amazon 5k

USB State Farm GN 12k

Message 9 of 13

Congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

USAA Rate Advantage Visa $20,500 @12.90%

USAA Platinum Visa $16,000 @18.90%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

AMEX HHilton Honors $25,000 @ 11.24%

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