Navy Federal AMEX Approval!!!

[Bees83bees]

Super excited I was approved for $20K SL for NFCU Amex. I previously had 2 secured n'rewards cards that they graduated (the 1st in January the 2nd on May 1st). In June I will be 5 years post-BK-7, my TU is 639, Experian 638 and Equifax 626. Once I saw it graduated I looked at some post on here and got the courage to apply. I was beyond surprised to get an instant approval for $20K! I then tried to get a CLOC and was unfortunately denied. I will try again with that in a few months. Either way, I am happy, I never thought I would get approved for either!

[Anonymous]

Congrats on the monster SL! Navy is an awesome lender!!!

Cheers!

[Anonymous]

Congrats on the approval and SL! 

[CreditMagic7]

Congratulations on your new NFCU Amex! Awesome SL as well-

[simplynoir]

Congratulations on your new card and great SL

[krmurrayjr10]

Congratulations!

I’ve been eyeing this card for a while now, but haven’t convinced myself to apply for it. My Experian FICO is currently hovering around 702/703, with an AAoA of just over 2 years and 3% utilization. I never have any offers, though when I sign into Navy. Should I try anyway?

[Bees83bees]

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@krmurrayjr10 wrote:

Congratulations!

I’ve been eyeing this card for a while now, but haven’t convinced myself to apply for it. My Experian FICO is currently hovering around 702/703, with an AAoA of just over 2 years and 3% utilization. I never have any offers, though when I sign into Navy. Should I try anyway?

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I would go for it, if I were you!

[Anonymous]

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@krmurrayjr10 wrote:

Congratulations!

I’ve been eyeing this card for a while now, but haven’t convinced myself to apply for it. My Experian FICO is currently hovering around 702/703, with an AAoA of just over 2 years and 3% utilization. I never have any offers, though when I sign into Navy. Should I try anyway?

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What’s your TU FICO? That’s what they use for cards. 

[Anonymous]

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@Bees83bees wrote:

Super excited I was approved for $20K SL for NFCU Amex. I previously had 2 secured n'rewards cards that they graduated (the 1st in January the 2nd on May 1st). In June I will be 5 years post-BK-7, my TU is 639, Experian 638 and Equifax 626. Once I saw it graduated I looked at some post on here and got the courage to apply. I was beyond surprised to get an instant approval for $20K! I then tried to get a CLOC and was unfortunately denied. I will try again with that in a few months. Either way, I am happy, I never thought I would get approved for either!

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Congratulations! Navy is something special indeed. Sorry about the CLOC. Different UW department, they’re sometimes a bit stricter. 

[krmurrayjr10]

My TU FICO according to Barclays was 702 as of 3/17 - should be around the same now.