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Hey all!
I say this every time but I've learned SO much from everybody on these forums. My DW and I recently paid off a bunch of cards so I started looking at increasing our CLs and which card we should get to do a BT on the two cards that still have balances. Before I applied for Navy Fed I did CLI soft pull requests on CareCredit (8K to 15K), LazyBoy (1,100 to 4,600), Paypal Extras (3K to 6K), her Paypal (4,500 to 9K), and Discover (9K to 10K). I have an option to upgrade our Delta Amex but I'm sitting on it for now. I read on the forums that you can change the card type (only from a points card to a points card OR a cash back card to a cash back card).
Navy Fed was the only hard pull and well worth it because they approved 18K after a review of 2 days!! I had a checking and savings account with them in the 90s but had closed it. They let me reopen it and I got my member status back, member since 1998!
My scores are current in my siggy. We've had all the cards except Navy Fed for at least a few years, some much longer. I have a collection on my report from a few years ago from a chiro that hurt my neck and wouldn't be nice so it's stupid but it's on there. I need to figure out who it's with and do a PFD but haven't made time. My wife is waiting for a BK to fall off in 2023. Please let me know if you have any questions, happy to help .
LOC/Financing
Grats to both of you on the CLIs and you on the NFCU approval
Congrats for all your approvals!
Congratulations to you and DW approvals!!
Congrats on all the approvals! 🎉
Thank you!! I learn something every time I log on!
LOC/Financing
Congrats on your Navy Federal approval and CLIs . . . keep 'em growing!!!
Congrats on the NavyFed approval @lilsprinkles
Congratulations on your CLIs and NFCU approval!