cancel
Showing results for 
Search instead for 
Did you mean: 

Navy Federal Credit Card Approved!!! YAY

Kismetavah
Established Member

Navy Federal Credit Card Approved!!! YAY

Hi All, 

 

I am so stoked.  After literally stalking the Navy Federal Posts for about two weeks.  I made the decision to open an account online as I don't have a branch near me.  I joined with no problem at all and my debit card came in the mail about 4 days after I opened the account. 

 

I am in the process of rebuilding after a divorce.  My scores are extremely low but little by little I have been able to make a dent and start repairing.  I am currently at 599, 603, 590.  I also wanted to open a credit card with them but decided not to with my low scores.

 

Well, today I received a call from an Advisor from Navy.  They walked me through the process of my checkings and savings.  Right before the call ended, she asked about credit card.  I explained that I did not want to apply at this moment as I didn't want a denial.  She was very nice and told me "I will hold your hand".   I have 2 capital one cards with $750 and 1 credit one with $500. 

 

Well, I was approved with Navy Credit Federal for $4000 Cash Rewards.   Thank you NFCU for giving me a chance.

 

 

Starting Score: 499 9/2012
Current Score: 3/2013 Exp 523 EQU 568 TU 573
Goal: 700
Message 1 of 12
11 REPLIES 11
AverageJoesCredit
Mega Contributor

Re: Navy Federal Credit Card Approved!!! YAY

Thats awesome!. I really wish i understood how one gets calls from personal advisors lol. Ive only read about a few individuals who get that extra personal attention but seems to always work out nicely.

Enjoy your new card, Navy is one of rarities to give good sls to low scores. Welcome to the Navy fam , they make others look like Credit OneSmiley Wink
Message 2 of 12
eclecticdementia1
Regular Contributor

Re: Navy Federal Credit Card Approved!!! YAY

That’s one of the reasons I keep coming back to reading these forums with great posts like that. Here’s a heartfelt CONGRATS! Awesome post.

Gardening til March 2020!
Message 3 of 12
lg8302ch
Senior Contributor

Re: Navy Federal Credit Card Approved!!! YAY

Super.... that is a good start into 2018 - Congrats!

Message 4 of 12
12velectronics
Valued Contributor

Re: Navy Federal Credit Card Approved!!! YAY

Wow congrats! Navy Federal is a great institution I hope to join one day!
Message 5 of 12
bossbabybrad1
Frequent Contributor

Re: Navy Federal Credit Card Approved!!! YAY

Fantastic! Congratulations, I’m sure your experience will encourage more than a few people who may be apprehensive about applying. Happy New YOU!!!

FICO as of 02/13/2018: 669 EQ Fico 8, 709 TU Fico 8, 716 EX Fico 8
5/3 Truly Simple MC #1 $5k | 5/3 Truly Simple MC #2 $4k | Banco Do Brasil Platinum Visa $3k | Home Depot $2k | HSBC Cash Rewards MC $1.5k | BMO Harris Cash Back MC $1.5k | BMO Harris Platinum Rewards MC $1.2k | HSBC Platinum Rewards MC $1k | Best Buy Visa $1k | Commerce Bank Drury Key Club Visa $1k | Citi Shell Card $0.8k | Penfed Power Cash Rewards $0.5k | Capital One QS1 $0.3k | Macy’s $5k
Message 6 of 12
jlitnns
Established Contributor

Re: Navy Federal Credit Card Approved!!! YAY

Good for you, congrats! I just signed up and got an SL of $500 on Cash Rewards. Looks like no luck with recon so I'll wait out my 91/3 and hopefully get a solid CLI.

 

Robot Very Happy


Message 7 of 12
Scott2696
Established Contributor

Re: Navy Federal Credit Card Approved!!! YAY

So awesome.  Congrats to you on your rebuild.  

EQ 669, TU 679, EX 679. Navy Signature Go Rewards 15K, Navy Signature Cash Rewards 16K, Navy AX Rewards 14.4K, Navy CLOC 15K, Navy Mortgage 120K, Navy ATV Loan 14,990K, FLCU Auto 48.7K, FLCU Visa 7.5K, FLCU Visa 1K, AFCU 5K, AFCU Line of Credit 4K, John Deere 15K, Suncoast TB Rays Cash Rewards 6K, Cap1 QS 5K, USAA Rate Advantage 5K, USAA AX Card 9K, State Farm Rewards 2.5K, Paypal Credit 2.8K, Cabela's 2K, Chevron & Texaco Visa 6K, BMO Harris Bank 1.5K, BOA Bass Pro 1.5K, 5/3 Stand up to cancer 4.5K, 5/3 Truly Simple 4K, 5/3 Trio 4K, Amazon Store Card 5K, Lowes 17K, TBFCU 5K, BBT Spectrum 4.5K, BBT Bright 3.5K, BBT Bright 4.5K, Banco Do Brasil Americas 4.2K, Kays Jewerly 2K, AX Green Charge, AX Delta Gold 1K, Morgan Auto Group 1.6K, Kohls 700.
Message 8 of 12
ZoomZoom557
Senior Contributor

Re: Navy Federal Credit Card Approved!!! YAY

Congrats!  I'll be joining NFCU in the future.  Just have to get some paperwork together and justify my exit from the Garden Smiley Happy



FICO 8 Scores (10/5/20) | Equifax: Unk. | TransUnion: 735 | Experian: 763 | Goal: CSR. I'll get you my pretty!
Gardening Since: 9/4/20 | Want cool stuff in your siggy? Visit http://mfgarden.club for more details.
Message 9 of 12
King_Bob
Regular Contributor

Re: Navy Federal Credit Card Approved!!! YAY

Congrats!

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.