Navy Federal Credit Union Cash Rewards Credit Card

[Anonymous]

Well... I just attempted the 3x CLI with AMEX - I was approved - 5k to 15k (original AMEX app was on 3/01/19).

My FICO 8 Score was 690 (per the AMEX and Experian app).

-March 2019 statement - $0

-April 2019 statement $3,895 (balance due as of 5/16/19 - $900)

I need to stop - lol.

[CerebralZulu]

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@Anonymous wrote:

Well... I just attempted the 3x CLI with AMEX - I was approved - 5k to 15k (original app was on 3/01/19).

-March 2019 statement - $0

-April 2019 statement $3,895 (balance due as of 5.16.19 - $900)

I need to stop - lol.

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Congrats, well done. The advice given here is amazing.

[Anonymous]

Thank you!

[FicoGuy2019]

Congrats.  I saw in your other post you asked for a CLI after approval.  Did you let them pull EQ or was 20k your original SL?

[Anonymous]

Congrats!! That's a great SL and card with NFCU. And awesome 3x CLI on the AmEx!!!! 

[Anonymous]

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@Anonymous wrote:

Well... I just attempted the 3x CLI with AMEX - I was approved - 5k to 15k (original AMEX app was on 3/01/19).

My FICO 8 Score was 690 (per the AMEX and Experian app).

-March 2019 statement - $0

-April 2019 statement $3,895 (balance due as of 5/16/19 - $900)

I need to stop - lol.

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With your new Amex limit now at $15,000 this means your util ratio

on this card is now 6% (900/15000). Assuming that the balance on

the rest of your cards are at 0, by default or by design you're now a

practitioner of AZEO (all zeroes except one). Well done!

If you keep practicing AZEO going forward while growing your CLs

with soft pulls wherever possible, your scores should keep rising.

[Anonymous]

Congrats on your approval and SL!  NFCU is a great addition.  I think you have some solid cards and giving them some time to grow will only make them better. 

[tbque]

Congrats on the NFCU approval and strong SL. Also way to go on the 3xCLI on the AmEx, you’re well on your way!

[Anonymous]

Thank you!

No, I did not let them pull my Equifax Credit Report for the CLI for the GO Rewards Credit Card (25k SL). 

Yes, 20k was was the SL for the Cash Rewards Credit Card.

I hope the above answers your question(s).

[Anonymous]

Congratualtions on your nice SL!! IMHO, I might want to re-think closing AMEX/BOA cards as for the most part, their CLI are SP,  again just my thoughts