Re: Navy Federal Credit Union GO REWARDS Credit Ca... - myFICO® Forums

Anonymous · ‎03-08-2019

I live in Orange County CA and I app'd on 10/4/2018 - I was approved for $25k.

Navy pulled my TransUnion Credit Report. My TransUnion FICO Score 8 was 677 (per JCPenney).

My UTL was 2%.

Income is 65k.

I also have a personal loan through Lending Club for 23k (25k at the time of Navy’s inquiry).

NuVisionFCU - 1k (opened 8/2012)
CapitalOne Quicksilver Rewards - CL $10,500 (opened 12/2014)
JCPenney Store CC - CL 6k (opened 12/2014)

Feel free to ask me any questions!

Remedios · ‎03-08-2019

Thank you for the data points.

If you have any other approvals, please feel free to post them in Approvals part of the forum

Anonymous · ‎03-08-2019

Curious, did you pull a 25k SL on your first NFCU card or is there a previous history there??

simplynoir · ‎03-08-2019

Appreciate the DPs for other members to reference here.

Anonymous · ‎03-08-2019

No history at all!

I first opened a checking and savings account to see if I had any pre-approvals.

I had no pre-approvals, so I app'd for the credit card the next day.

Anonymous · ‎03-08-2019

With a TU of 677 that is huge!! Just goes to show that no profile is the same! Im in the same ball park and started with 7800 CR. The wife has a higher TU then you and me both and she ends up with 1k...she has a thin file though which I'm convinced is the culprit. Congrats on the huge approval!!

And thank you for the DPs