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Navy Federal Credit Union GO REWARDS Credit Card

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Established Member

Navy Federal Credit Union GO REWARDS Credit Card

I live in Orange County CA and I app'd on 10/4/2018 - I was approved for $25k.

Navy pulled my TransUnion Credit Report. My TransUnion FICO Score 8 was 677 (per JCPenney).


My UTL was 2%.

Income is 65k.

I also have a personal loan through Lending Club for 23k (25k at the time of Navy’s inquiry).

  • NuVisionFCU - 1k (opened 8/2012) 
  • CapitalOne Quicksilver Rewards - CL $10,500 (opened 12/2014)
  • JCPenney Store CC - CL 6k (opened 12/2014)

Feel free to ask me any questions!

9ninne
12 REPLIES 12
Community Leader
Mega Contributor

Re: Navy Federal Credit Union GO REWARDS Credit Card

Thank you for the data points. 

If you have any other approvals, please feel free to post them in Approvals part of the forum

Message 2 of 13
Frequent Contributor

Re: Navy Federal Credit Union GO REWARDS Credit Card

Curious, did you pull a 25k SL on your first NFCU card or is there a previous history there??

Starting scores - 480 - 11/05/18
Current Scores -





Message 3 of 13
Community Leader
Super Contributor

Re: Navy Federal Credit Union GO REWARDS Credit Card

Appreciate the DPs for other members to reference here.

Message 4 of 13
Established Member

Re: Navy Federal Credit Union GO REWARDS Credit Card

No history at all!

 

I first opened a checking and savings account to see if I had any pre-approvals.

 

I had no pre-approvals, so I app'd for the credit card the next day.

9ninne
Message 5 of 13
Frequent Contributor

Re: Navy Federal Credit Union GO REWARDS Credit Card

With a TU of 677 that is huge!! Just goes to show that no profile is the same! Im in the same ball park and started with 7800 CR. The wife has a higher TU then you and me both and she ends up with 1k...she has a thin file though which I'm convinced is the culprit. Congrats on the huge approval!! 

 

And thank you for the DPs

Starting scores - 480 - 11/05/18
Current Scores -





Message 6 of 13
Senior Contributor

Re: Navy Federal Credit Union GO REWARDS Credit Card

Congrats on your approval and monster SL !!!!!

Navy Strikes again

 

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 7 of 13
Established Contributor

Re: Navy Federal Credit Union GO REWARDS Credit Card

Congratulations on your NFCU approval!!!











Current

Goal Cards

Message 8 of 13
Senior Contributor

Re: Navy Federal Credit Union GO REWARDS Credit Card

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 9 of 13
Established Member

Re: Navy Federal Credit Union GO REWARDS Credit Card

Congrats on the nice SL. How many inquiries did you have?

Current Accounts - Mortgage; LFCU Loan $5K; NFCU CLOC $15k; GreenSky Loan $1.2K; Nissan Motor Credit (Business) $25K; IndigoCard $300; Christopher & Banks $1700; AMEX BCE $1K; Lowes $300; NFCU More Rewards AMEX $10,000









Message 10 of 13
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