I live in Orange County CA and I app'd on 10/4/2018 - I was approved for $25k.
Navy pulled my TransUnion Credit Report. My TransUnion FICO Score 8 was 677 (per JCPenney).
My UTL was 2%.
Income is 65k.
I also have a personal loan through Lending Club for 23k (25k at the time of Navy’s inquiry).
Feel free to ask me any questions!
Thank you for the data points.
If you have any other approvals, please feel free to post them in Approvals part of the forum
Curious, did you pull a 25k SL on your first NFCU card or is there a previous history there??
No history at all!
I first opened a checking and savings account to see if I had any pre-approvals.
I had no pre-approvals, so I app'd for the credit card the next day.
With a TU of 677 that is huge!! Just goes to show that no profile is the same! Im in the same ball park and started with 7800 CR. The wife has a higher TU then you and me both and she ends up with 1k...she has a thin file though which I'm convinced is the culprit. Congrats on the huge approval!!
And thank you for the DPs
Congrats on your approval and monster SL !!!!!
Navy Strikes again
Congratulations on your approval!
Congrats on the nice SL. How many inquiries did you have?