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Navy Federal Credit Union (NFCU) - 2 Cards Approved in One Day

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alextercero
Super Contributor

Re: Navy Federal Credit Union (NFCU) - 2 Cards Approved in One Day

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (February 2024)


Credit Age:

Inquiries:

Message 11 of 17
Anonymous
Not applicable

Re: Navy Federal Credit Union (NFCU) - 2 Cards Approved in One Day


@dd29 wrote:

1 TU HP on the 16th (Sign up)

2 TU HPs on the 17th (CC's I assume)

1 EX HP on the 17th (Checking Line of Credit)

 

Could be a different mix, i.e. 1 TU credit card, 1 EX credit card, and 1 TU CLOC - hard to tell.

 

I'm in Pennsylvania, if that makes a difference.


Talk about some trigger happy hardpullers, good lord.

Message 12 of 17
CreditMagic7
Mega Contributor

Re: Navy Federal Credit Union (NFCU) - 2 Cards Approved in One Day

Congratulations!!

Message 13 of 17
dd29
Member

Re: Navy Federal Credit Union (NFCU) - 2 Cards Approved in One Day

Update:

 

Declined on CLOC.  As I read earlier, since I had an old charge off, I would likely not be approved - I'm sure that's why.  Someone stated you can get all other CCs and loans, but not CLOC.  No big deal, I didn't expect to use it.

 

On another note - I hit the love button on both cards (before I even received the cards in the mail), asked for $25K each.

 

cashRewards - CLI declined - still at $4K

goRewards - approved - CLI from $4K to $11.5K

 

I'm happy with that.

 

 

Now I'll wait for the first soft pull after my third statement to apply for higher limits.

 

Thanks all.

Message 14 of 17
Anonymous
Not applicable

Re: Navy Federal Credit Union (NFCU) - 2 Cards Approved in One Day


@dd29 wrote:

Update:

 

Declined on CLOC.  As I read earlier, since I had an old charge off, I would likely not be approved - I'm sure that's why.  Someone stated you can get all other CCs and loans, but not CLOC.  No big deal, I didn't expect to use it.

 

On another note - I hit the love button on both cards (before I even received the cards in the mail), asked for $25K each.

 

cashRewards - CLI declined - still at $4K

goRewards - approved - CLI from $4K to $11.5K

 

I'm happy with that.

 

 

Now I'll wait for the first soft pull after my third statement to apply for higher limits.

 

Thanks all.


Sorry about the CLOC, but great with the CLI!

Message 15 of 17
Loquat
Moderator Emeritus

Re: Navy Federal Credit Union (NFCU) - 2 Cards Approved in One Day

Nicely done!  Congrats on the approvals!

Message 16 of 17
surferchris
Valued Contributor

Re: Navy Federal Credit Union (NFCU) - 2 Cards Approved in One Day

Congrats

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Message 17 of 17
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