I will try to make this short. First time poster.
Instant Approval for Platinum February 8th for $15,000 15.24%. Didn't do a BT, but carried a balance every month (less than $900 at anytime). Made substantial payments, but never PIF. Fast forward exactly 91 days. I just couldn't wait any longer. App'd for the Flagship - instant approval $25,000 13.74%. Yeah!!!
Transunion 8 668
Equifax 9 669
Experian - Unknown
Previous highest CL 1,000
1 baddie now - 2 at time of Platinum app & closed mortgage (just fell off)
several 30/60 lates in 2016 & 2017 on a open auto loan
Thank you to everyone who has taken the time to share their personal experiences. This Forum will have you ready to apply for everything, and scared to apply for anything.
Congrats on that approval and outstanding SL!
Sweeeeet APR and SL combo! Congrats!
Congratulations on your approval!
Nice!!!! I'd love to find a way into NFCU. My father in law is retired Marines, but I would have to drag him to a branch all the way in Southern CA... (He's uses USAA for everything. )