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Navy Federal - Flagship - 2nd card approval

800inSight
New Member

Navy Federal - Flagship - 2nd card approval

I will try to make this short. First time poster.

 

Instant Approval for Platinum February 8th for $15,000 15.24%.  Didn't do a BT, but carried a balance every month (less than $900 at anytime).  Made substantial payments, but never PIF.  Fast forward exactly 91 days.  I just couldn't wait any longer.  App'd for the Flagship - instant approval $25,000 13.74%.  Yeah!!!

 

Data points

Transunion 8 668

Equifax 9 669

Experian - Unknown

 

Income 64K

Previous highest CL 1,000

1 baddie now - 2 at time of Platinum app & closed mortgage (just fell off)

several 30/60 lates in 2016 & 2017 on a open auto loan

 

Thank you to everyone who has taken the time to share their personal experiences.  This Forum will have you ready to apply for everything, and scared to apply for anything.

Message 1 of 9
8 REPLIES 8
FicoGuy2019
Frequent Contributor

Re: Navy Federal - Flagship - 2nd card approval

Congrats!  Can't wait for my 91 days to get here!!

Message 2 of 9
MrDFinance
Established Contributor

Re: Navy Federal - Flagship - 2nd card approval

Wow congrats on that limit !!🥳

Gardening....TCL: 100k+
Message 3 of 9
Peazmom
Frequent Contributor

Re: Navy Federal - Flagship - 2nd card approval

Congrats on that approval and outstanding SL!

Starting FICO 8 December 2017

FICO 8 as of 6/7/20



Sock Drawer:

Message 4 of 9
pinkandgrey
Community Leader
Senior Contributor

Re: Navy Federal - Flagship - 2nd card approval

Sweeeeet APR and SL combo! Congrats!

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Fidelity Visa: 2k
Apple Card: 1.5k
Message 5 of 9
19eighty5
Senior Contributor

Re: Navy Federal - Flagship - 2nd card approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 6 of 9
workingfor850
Valued Contributor

Re: Navy Federal - Flagship - 2nd card approval

Nicely done, congrats

Message 7 of 9
ChargedUp
Valued Contributor

Re: Navy Federal - Flagship - 2nd card approval

Nice!!!! I'd love to find a way into NFCU. My father in law is retired Marines, but I would have to drag him to a branch all the way in Southern CA...  (He's uses USAA for everything. )

AODFCU 3% Visa ($10K), Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K), PNC Cash Rewards ($9.5K)
Message 8 of 9
MikeMike18
New Contributor

Re: Navy Federal - Flagship - 2nd card approval

I’m finally on my 30 day countdown till my 91st day 🤣 I know how painful that wait is but glad it paid off with a crazy SL!! Congrats!!
Message 9 of 9
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