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After 6 long arduous months my 200$ navy federal secured card has officially graduated to a $2000 unsecured card! Im so happy!!! This is by far my biggest credit limit now, I currently have another $200 secured discover card and a $500 unsecured capital one quicksilver card. My question now is how long should i wait to ask for a CLI? Does this unsecuring count as a CLI and should i wait another 3 months from now? Im planning on applying for a second card with them in about 3 months as well. Yesterday was my last student loan forgiveness payment and im expecting a little credit bump once that loan comes out of collections.
My current Fico scores are 628 on experian 642 equifax and 654 on transunion. As i mentioned I also have a student loan that is about to be fully rehabbed and out of collections. My last payment was the 19th of this month.
P.s. can i call navy and get this credit limit switched over to a cash rewards card? Id appreciate the cashback far more than points i think.
Congrats!
Gratsulations!
Congrats on your NFCU graduation and CLI!
Congratulations! Awesome increase and graduation!