Navy Federal More Rewards AMEX Approval

rsteele216 · ‎06-08-2022

Hey all!!!

Today I jumped on Navy Federal's page to prequalify and see what cards I would be eligible for. I already had their Platinum Mastercard and was hoping to maybe get the Flagship or More Rewards AMEX. To my surprise, I was "prequalified" for all the cards they offered. I leaned toward the More Rewards due to not traveling that often, and if need be, I could just use the rewards points towards travel when necessary.

To my surprise, I was approved for $25,000 SL with a 13.49% rate!! I thought that was a pretty good rate and SL, being that I am in the 640-650 Fico Range. I do not have any derogs of any kind, just had some high balances compared to credit lines. I have worked hard to pay those down, and clearly it paid off with the approval.

Best of luck to everyone else in their credit journeys!!!

Starting Score: 652
Current Score: 670
Goal Score: 800

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HindSight_20_20 · ‎06-08-2022

Niiiiiiice CL!

Congratulations on the approval!

Goal Score: EX 700|TU 700|EQ700

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gdale6 · ‎06-08-2022

Wow, 25K out the door, grats on getting it!!

Mellon · ‎06-08-2022

Awesome approval

CreditAggie · ‎06-08-2022

Congratulations on your NFCU More Rewards approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Yasselife · ‎06-08-2022

Congratulations on your approval @rsteele216

CreditMagic7 · ‎06-08-2022

Congratulations on your NOV 22 CLI.jpg More Rewards Card approval! Great SL!

Anonymalous · ‎06-08-2022

@rsteele216 wrote:
Hey all!!!

Today I jumped on Navy Federal's page to prequalify and see what cards I would be eligible for. I already had their Platinum Mastercard and was hoping to maybe get the Flagship or More Rewards AMEX. To my surprise, I was "prequalified" for all the cards they offered. I leaned toward the More Rewards due to not traveling that often, and if need be, I could just use the rewards points towards travel when necessary.

To my surprise, I was approved for $25,000 SL with a 13.49% rate!! I thought that was a pretty good rate and SL, being that I am in the 640-650 Fico Range. I do not have any derogs of any kind, just had some high balances compared to credit lines. I have worked hard to pay those down, and clearly it paid off with the approval.

Best of luck to everyone else in their credit journeys!!!

Given your FICOs, that's a spectacular starting limit. Even for Navy Fed. Congrats! It's my favorite card.