Thanks so much to everyone on this site for the wonderful information! I joined NFCU about a year ago after learning about them from this site. I recently received a pre-approval for the More rewards card with a special 40k/$400 sub and I was approved at 12.99% interest and $25,000 limit.
I have long wanted to add an amex card to my lineup and also get a card with NFCU . My only issues was deciding if I wanted to app the US BANK $500 Sub connect card or the Chase Flex (to complete the trifecta) before the Navy cards. I have 2 cash plus visas with USBANK (my oldest 2 cards at 14 yrs and 11 years) and bank accounts so I was fairly confident of an approval but I thought Navy would give a higher limit. I ultimately decided the more rewards card would be more useful to me right now especially since it is a no fee card and the $400 sub offer expired in August.
Thanks again to all you lovely and knowlegeable people!
DP:
Transunion pulled. Currently have scores 800-805 with 3% currently reporting as my last pif has not updated.
0 inquiries on TU
Income: upper 5 digits
This makes my 8th tradeline.
$0 debt $0 mortgage $0 car loan
If anyone is interested in more Dps... I am currently 0/6 1/12 1/24 with last account and inquiry from CSP approval 8 months ago with the 800k sub. I was approved and the limit was AUTO CLI 2 weeks ago by 5k. Thanks to Remidios and others who have mentioned what makes chase inclined to do auto CLI (big spend and PIF).
Congratulations, AceTen! You've been approved for the Navy Federal More Rewards American Express® card!
You can expect to receive your new card in a plain, white envelope in the mail in 7-10 business days.
The card will be mailed to your home address. If you need your card sent to another address, please call 1-888-842-6328. Thank you for choosing Navy Federal!
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