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Navy Federal Platinum Visa - CLI to $26.5K

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Aim_High
Super Contributor

Navy Federal Platinum Visa - CLI to $26.5K

I thought maybe by now Navy would have started to loosen up their CLI policy but it appears the "Covid-$4K" is still alive and well.   I was approved for $4K increase on my Navy FCU Platinum Visa from $22.5K to $26.5K.  Smiley Happy 

 

I was a little nervous since my requests have usually shown up within a few hours.  This one took about three days, so I was beginning to think it would be denied.  I did ask for $50K for grins, so maybe that caused a longer review?  ...  plus it was also coming up on the weekend.  Just like usual, they didn't message or email about the increased credit limit.  It just showed up in my online/mobile app "credit available."

 

History on the card: 

  • Approved for $10K in November 2019.  
  • $8K pre-covid CLI to $18K in April 2020. 
  • Additional $500 "covid-bumpup" in June 2020.  (Navy was approving small increases to help its' members during the covid crisis.  I hit the CLI button out of curiosity - not need - since it was available.  Unfortunately, the $500 reset my CLI clock!) 
  • Covid $4k to $22.5K in December 2020. 
  • And now Covid $4K to $26.5K in June 2021.

Business Cards


Length of Credit > 40 years; Total Credit Limits >$898K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 1 of 11
10 REPLIES 10
babygirl1256
Senior Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K

Congrats Aim_High on your NFCU CLI . . . thank you for your posts as I truly enjoy reading them!!! Also, thanks for helping us all obtain your kinda FICO scores!!!Smiley Happy

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 2 of 11
KingRue8500
Senior Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K

Congrats on your NFCU Platinum Visa CLI




Message 3 of 11
CreditAggie
Community Leader
Super Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K

Congratulations on your NFCU CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 11
manbuckets
Regular Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K

Congrats on your NF CLI!

Current Cards/Loans:
Future Cards:
Message 5 of 11
Total80sKid
Senior Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K

Congrats on your Navy Fed Platinum CLI 👍🏼🎉🥳

Message 6 of 11
Mr_Mojo_Risin
Senior Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K

Congrats on the CLI!  

I put in for a CLI this past Saturday morning on my MR, still haven't noticed any change in my available credit as of 5AM Tuesday morning. 

Like you, my last CLI on my MR showed the same day but my CR took almost 5 days back in January lol.

Thanks for posting your DPs and experience. Cheers!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 7 of 11
Aim_High
Super Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K


@babygirl1256 wrote:

Congrats Aim_High on your NFCU CLI . . . thank you for your posts as I truly enjoy reading them!!! Also, thanks for helping us all obtain your kinda FICO scores!!!Smiley Happy

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@KingRue8500 wrote:

Congrats on your NFCU Platinum Visa CLI

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@CreditAggie wrote:

Congratulations on your NFCU CLI!


Thanks very much @babygirl1256, @KingRue8500, @CreditAggie!

Slow and steady wins the race with Navy. 

I like how they give the soft pull increases, even without heavy spend.

Glad my posts have been helpful, @babygirl1256Smiley Happy


Business Cards


Length of Credit > 40 years; Total Credit Limits >$898K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 8 of 11
Aim_High
Super Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K


@manbuckets wrote:

Congrats on your NF CLI!

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@Total80sKid wrote:

Congrats on your Navy Fed Platinum CLI 👍🏼🎉🥳

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@Mr_Mojo_Risin wrote:

Congrats on the CLI!  

I put in for a CLI this past Saturday morning on my MR, still haven't noticed any change in my available credit as of 5AM Tuesday morning. 

Like you, my last CLI on my MR showed the same day but my CR took almost 5 days back in January lol.

Thanks for posting your DPs and experience. Cheers!


Thanks @manbuckets, @Total80sKid, @Mr_Mojo_Risin

Good to know that Navy isn't always so fast with posting the increases, @Mr_Mojo_Risin!   


Business Cards


Length of Credit > 40 years; Total Credit Limits >$898K
Top Lender TCL - Chase 156.4 - BofA 99.7 - AMEX 95.0 - CITI 94.5 - NFCU 80.0
AoOA > 30 years (Jun 1993); AoYA (Feb 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 9 of 11
coreyb80
Super Contributor

Re: Navy Federal Platinum Visa - CLI to $26.5K

Congrats on the nice increases!

Message 10 of 11
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