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Navy Federal Secured CLI ?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Regular Contributor

Navy Federal Secured CLI ?

I'm so confused ... 

 

Jan 23rd, I opened a Navy Federal Secured Card with $300.

 

I used the card for the past 5 months, PIF each month, I may have left a balance 1 month but never saw any interest charges cause I always paid it off ... 

 

I logged in today because I haven't used the card since 4/29 and made the last paid in full payment on May 9th.

 

It has $2,000 Available Credit ???   HUH ???  

 

They haven't refunded the security deposit back to my savings account yet, but didn't say anything, didn't email me, nothing ... just BAM ... here's $2,000 ..... i'm so lost ... 

 

Screen Shot 2019-06-12 at 5.41.55 PM.png 

Starting Score: 567
Current Score: 739
Goal Score: 760


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16 REPLIES 16
Community Leader
Super Contributor

Re: Navy Federal Secured CLI ?

Congrats on sneaky CLI 

EX 753 EQ 769 TU 755
Message 2 of 17
Established Contributor

Re: Navy Federal Secured CLI ?

Looks like you've been graduated; congrats!

Message 3 of 17
Valued Contributor

Re: Navy Federal Secured CLI ?

I am sure the card was graduated, 2k seems to be the standard CLI, you should see the return of the deposit soon.  Congrats.  Not a bad idea to go after a second card now if you think your scores and profile are favorable.  

Message 4 of 17
Valued Contributor

Re: Navy Federal Secured CLI ?

Well, congrats on the graduation and increased CLI Smiley Happy.



Message 5 of 17
Frequent Contributor

Re: Navy Federal Secured CLI ?

@DapprD -

 

Super Congrats on your Navy Fed nRewards graduating to $2,000! Smiley Very Happy

 

As previously stated, Navy Fed will be returning your $200 deposit to you shortly.

It's not uncommon for Navy Fed to graduate nRewards cards in 5 to 6 months.

 

As also previously stated, this is a great time to apply for a 2nd Navy Fed card.

Navy Fed normally hard pulls TU for credit card approvals. So if your current score

of 716 is TU or relatively close to it, chances are good you'll be approved for card #2. Smiley Very Happy

 

Congrats again on your approval. Thanks so much for sharing! Smiley Very Happy

 

Message 6 of 17
Member

Re: Navy Federal Secured CLI ?

Congrats!


EQ - 593 TU - 587 EQ - 567 Currently Credit Rebuilding
Message 7 of 17
Valued Contributor

Re: Navy Federal Secured CLI ?

Congrats!!

Message 8 of 17
Established Contributor

Re: Navy Federal Secured CLI ?

Congrats on the Navy graduation!




Message 9 of 17
Contributor

Re: Navy Federal Secured CLI ?

Congrats!!

Starting Fico: 1/5/2017
EQ: 617 TU: 622 EX: 604
Current Fico: 04/02/19
EQ: 695 TU: 782 EX: 689


Citi Double Cash $2550 | WF Platinum $1K | Barclays Ring 2k | Cap One Quicksilver 6K
NFCU AMEX 9.4K | Navy CLOC $10k | Discover IT 2K
Message 10 of 17