Congrats! The only CLIs you can get with the card, while secured, is putting more money in savings and calling to increase the line over the phone. I had a $300 limit, used the card a lot, paid in full before the statement cut (because I had another card w/ a bigger limit reporting a small balance), and a few days after the 7th statement, my card graduated to the CashRewards with a $2k limit. Just use the card wisely and NFCU is known to be great with graduating and increasing CLIs. Good luck!
FICO 8 on 5/31/19 ~~ EQ: 608, TU: 545, EX: 585
BK 7 DC 7/9/19
FICO 8 on 01/31/2023 ~~ EQ: 693, TU: 677, EX: 678
NFCU CLOC $1,000
Apple Card 4,500
Williams Sonoma $1,250
NFCU CashRewards $2,500
NFCU Flagship $12,100
Navy Federal Platinum $25,000
PenFed Pathfinder $12,500
Kemba CU Platinum $3,500
Amazon Store Card (Synchrony) $1500
Paypal Credit $850
Capital One QS $2,000
Capital One Spark $2,000
Overstock Store Card $2,150
AAoA: EQ - 7y9mo, TU - 7y8mo, EX - 5yr7mo (as of 01/31/2023); INQ are 2 EQ, 6 TU, and 5 EX.
New Auto Loan with NFCU (May 2022): 32k for 3.49%/60 months
My DPs: as of January 2023, I am full-time employed, 55k/year, 2 federal consolidated loans plus 3 new student loans, had perfect payment history with 0 derogs until 90 day lates prior to filing BK in March 2019.
