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Navy Federal Showed Me Love!!!

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Regular Contributor

Navy Federal Showed Me Love!!!

So a few days ago I was starring at that Navy Fed Flagship card. I have been in the garden for a whole 1 month hahaha, well a little over a month. When I joined navy in Sept I applied for cards, checking line of credit and car refinance, declined for all! I had noticed thta my credit score updated on their system and was like, hummmm let me go for it, my score is higher and I have had a secure card with them for 2 months, with basic usage and payments in full. I anxiously applied for the Flagship card, thinking it would just be another denial but to my suprise BAM approved for $10k!!!!! This is my highest card. My next highest limit is a JC Penny Store card at $3k and a Best Buy Visa at $2k. I was so excited I applied for the checking line of credit and boom, the full $15k!!!! I am so excited and thankful....now I really have to garden, or can garden because i have a card I can really use without having to make a million payments to stay under 15%. If you need DP, they pulled TU, which my Fico 8 is 714, Fico 9 is 718. I have 28 Inquires, 1 small baddy and AAoA is 9 months. Again I had a secured card with them for 2 months. It had the standard $500 limit. I would never spend over $120 and I only let usually $10-$20 dollars post to statement, as I made multiple payments on it. I know I may have gotten lucky but I am happy and wanted to share.

 

ETFCU Auto Loan - NFCU CLOC $15k

In My Wallet:

NFCU Flagship Visa $17k
ETFCU Prim Plus MC $5k
NFCU More Rewards Amex $3k
Amex Marriot Business Bonvoy $3k
DiscoverIT $2.2
Amex Hilton Honors $1k

Dresser Wallet:

Wayfair $9k
JC Penny $6k
Walmart $3k
Zales $2.45
Belk $1.5k

Business Accounts:

Amazon Corporate $4.5k
Fuleman Fleet $1.2k
BP Business Solutions $1.2k
Staples $1k
Office Depot $1k
Quill $0.1k
Uline $0.1k

Sock Drawer:

CapOne QS1 $1.55k
Merrick Bank $1.4k
Amex Delta Blue $1k
USAA Classic Amex $0.5k
CarCare $0.5k
PayPal MC $0.3k
Target $0.3k

RIP:

Best Buy Visa $4k (AA)
Sportsman Guide Visa $2.5 (AA)
Citi AAdvantage $2.5k (AA)
Mattress Firm $1.5k (Closed for no activity)
Finger Hut $1k (Closed for no activity)
Home Depot $0.5k (AA)
Shell Gas $0.5k (AA)
CapOne Platinum $0.7k (Combined into QS1)
Credit One MC $0.45k (Closed)
Credit One Visa $0.8k (Closed)
First Premier Visa $0.7k (Closed)
Indigo $0.3k (Closed)
Avant $0.3k (Closed)
Message 1 of 14
13 REPLIES 13
Regular Contributor

Re: Navy Federal Showed Me Love!!!

By the way, this is my FIRST VISA SIGNATURE CARD!!!!

ETFCU Auto Loan - NFCU CLOC $15k

In My Wallet:

NFCU Flagship Visa $17k
ETFCU Prim Plus MC $5k
NFCU More Rewards Amex $3k
Amex Marriot Business Bonvoy $3k
DiscoverIT $2.2
Amex Hilton Honors $1k

Dresser Wallet:

Wayfair $9k
JC Penny $6k
Walmart $3k
Zales $2.45
Belk $1.5k

Business Accounts:

Amazon Corporate $4.5k
Fuleman Fleet $1.2k
BP Business Solutions $1.2k
Staples $1k
Office Depot $1k
Quill $0.1k
Uline $0.1k

Sock Drawer:

CapOne QS1 $1.55k
Merrick Bank $1.4k
Amex Delta Blue $1k
USAA Classic Amex $0.5k
CarCare $0.5k
PayPal MC $0.3k
Target $0.3k

RIP:

Best Buy Visa $4k (AA)
Sportsman Guide Visa $2.5 (AA)
Citi AAdvantage $2.5k (AA)
Mattress Firm $1.5k (Closed for no activity)
Finger Hut $1k (Closed for no activity)
Home Depot $0.5k (AA)
Shell Gas $0.5k (AA)
CapOne Platinum $0.7k (Combined into QS1)
Credit One MC $0.45k (Closed)
Credit One Visa $0.8k (Closed)
First Premier Visa $0.7k (Closed)
Indigo $0.3k (Closed)
Avant $0.3k (Closed)
Message 2 of 14
Valued Member

Re: Navy Federal Showed Me Love!!!

Congrats!!!

Message 3 of 14
Valued Contributor

Re: Navy Federal Showed Me Love!!!

 

Gotta love Navy!



















Your FICO credit scores are not just numbers, it’s a skill.

Message 4 of 14
Regular Contributor

Re: Navy Federal Showed Me Love!!!

Congratulations!!

Message 5 of 14
Valued Contributor

Re: Navy Federal Showed Me Love!!!

Congrats on your five figure NFCU Flagship approval! Smiley Very Happy

Currently: Gardening since 12/29/2019




Message 6 of 14
Member

Re: Navy Federal Showed Me Love!!!

congratulations! Gotta love that Navy Luv!!

Message 7 of 14
Regular Contributor

Re: Navy Federal Showed Me Love!!!

Congrats and great limit. I may need to apply for card two to get some of that luv.



Message 8 of 14
Frequent Contributor

Re: Navy Federal Showed Me Love!!!

Congrats. Navy showing love again. 







Biz Cards
Message 9 of 14
Senior Contributor

Re: Navy Federal Showed Me Love!!!

Congratulations on your approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 10 of 14
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