So a few days ago I was starring at that Navy Fed Flagship card. I have been in the garden for a whole 1 month hahaha, well a little over a month. When I joined navy in Sept I applied for cards, checking line of credit and car refinance, declined for all! I had noticed thta my credit score updated on their system and was like, hummmm let me go for it, my score is higher and I have had a secure card with them for 2 months, with basic usage and payments in full. I anxiously applied for the Flagship card, thinking it would just be another denial but to my suprise BAM approved for $10k!!!!! This is my highest card. My next highest limit is a JC Penny Store card at $3k and a Best Buy Visa at $2k. I was so excited I applied for the checking line of credit and boom, the full $15k!!!! I am so excited and thankful....now I really have to garden, or can garden because i have a card I can really use without having to make a million payments to stay under 15%. If you need DP, they pulled TU, which my Fico 8 is 714, Fico 9 is 718. I have 28 Inquires, 1 small baddy and AAoA is 9 months. Again I had a secured card with them for 2 months. It had the standard $500 limit. I would never spend over $120 and I only let usually $10-$20 dollars post to statement, as I made multiple payments on it. I know I may have gotten lucky but I am happy and wanted to share.
