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Navy Federal nRewards secured card just graduated!

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Navy Federal nRewards secured card just graduated!

It changed to a cashrewards card(1.5% cash back) with a 2,000 limit. I was wondering if I should keep it or attempt a product change, and if so what do you recommend? I was thinking the More Rewards but that has a bonus of 30k points if you spend $3000. If so, does Walmart count for the 3x points on supermarkets? If not then I really don't need the More Rewards as I already have the GO rewards card. Thanks in advance!





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27 REPLIES 27
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Super Contributor

Re: Navy Federal nRewards secured card just graduated!

Congratulations on your graduation and CLI!

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Super Contributor

Re: Navy Federal nRewards secured card just graduated!

Message 3 of 28
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Super Contributor

Re: Navy Federal nRewards secured card just graduated!


@givemecredit54 wrote:

It changed to a cashrewards card(1.5% cash back) with a 2,000 limit. I was wondering if I should keep it or attempt a product change, and if so what do you recommend? I was thinking the More Rewards but that has a bonus of 30k points if you spend $3000. If so, does Walmart count for the 3x points on supermarkets? If not then I really don't need the More Rewards as I already have the GO rewards card. Thanks in advance!


To answer your question, I do not think you get the SUB Sign Up Bonus when doing the product change. I think it's only valid at new application.

 

As far as which is more useful depends on your category spend. They are all great cards.

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Mega Contributor

Re: Navy Federal nRewards secured card just graduated!

Congratulations on your Approval..

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Established Contributor

Re: Navy Federal nRewards secured card just graduated!

Congrats on your graduation.






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Established Contributor

Re: Navy Federal nRewards secured card just graduated!

Congratulations on your graduation!!







Message 7 of 28
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Moderator

Re: Navy Federal nRewards secured card just graduated!

@givemecredit54  Congrats on your CLI and graduation! 😊

I deleted your duplicate post in the credit card forum because cross-posting violates TOS. 

Welcome to Myfico! 

Got some pruning to do... No more new cards!
Message 8 of 28
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Valued Contributor

Re: Navy Federal nRewards secured card just graduated!

Congratulations 




Starting score - May 2018

June 2020

AAoA - 9 months
Message 9 of 28
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Established Contributor

Re: Navy Federal nRewards secured card just graduated!

Nice going on the graduation!

I'm was thinking of applying for the More Rewards card in Oct. 

I'm interested in finding out if Walmart counts as grocery as well.

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