Navy Federal- worth the wait!

Anonymous · ‎01-31-2020

So, after waiting eight days for the new member department to verify my identity and approve my membership, I decided to inquire about credit card applications. After chatting with a credit card agent, she advised me to call in and ask for the prequalification tool without running my credit. To my surprise, I was prequalified for all of Navy's cards. So naturally I was unbelievably excited and unsure which card to go for. My mind went to the Cash Rewards that many folk on the forum are approved for, and is the most popular card according to the rep. And yes I was approved for my first Navy Federal card on the same day that my membership was approved. $700 starting limit. I did ask if I needed to wait a certain amount of time before applying for a second card and she stated there was no time limit. #NavyFedExcited

Openwater · ‎01-31-2020

Congrats on the approval! Glad to hear it worked out. Go Navy! Cheers!

Discover 22K ---------------------------- Credit Union MC 17K
Cap1 QS 11K ---------------------------- Barclay 3.4K
AMEX Blue Cash AU 15.5K ------ Barclay Apple AU 10K
AMEX BCP 15K
1 Installment loans:
Auto 60K /

AMEX Hilton Aspire 25K
Vantage 3.0: TU:738 EQ: 737 03-17-2020
Ch. 7 DC 12/2014

Anonymous · ‎01-31-2020

Congrats on your NFCU cashRewards approval! You do need to wait at least 91 days and 3 statements before you can apply for a second card or ask for CLI.

Anonymous · ‎01-31-2020

Omg, the uncertainty of waiting was a little nerve wracking but I'm glad to become a member. Looking forward to that second card

Anonymous · ‎01-31-2020

Thanks @Steve891. I have the date marked on my phone calendar.

AllZero · ‎01-31-2020

Congratulations on your approval!

Anonymous · ‎01-31-2020

Congratulations on your approval! 👍

PullingMeSoftly · ‎01-31-2020

Congrats! Glad you were able to navigate the new account waters smoothly, cheers to your new card as well

Chase Sapphire Reserve Visa Infinite │ $35,000

Chase Freedom Visa Sig │ $25,700 │ 5% rotator

Chase United Club Visa Infinite │ $35,000

Bank of America Alaska Airlines Visa Sig │ $30,000

US Bank Cash+ Visa Sig │ $25,000 │ 5% selectable rotator

US Bank Cash+ Visa Sig │ $20,000 │ 5% selectable rotator

Elan Fidelity Rewards Visa Sig │ $25,000

Citi Custom Cash MC │ $21,800 │ 5% selectable rotator

BMO Cash Back MC │ $15,000 │ 5% streaming

Barclays Banana Republic Rewards World MC │ $10,000

Provident CU Cash Back Visa Sig │ $25,000

NFCU Flagship Rewards Visa Sig │ $66,000

PenFed Platinum Rewards Visa Sig │ $12,000

PenFed Power Cash Rewards Visa Sig │ $36,200

AOD FCU Visa Sig │ $25,000 │ 3% everything @ 7.49% APR

Affinity FCU Cash Rewards Visa Sig │ $25,000 │ 5% Amazon

Nusenda CU Platinum Cash Rewards Visa │ $25,000 │ 5% rotator

Safe CU Cash Back Visa │ $25,000 │ 5% selectable rotator

Vantage West CU Connect Rewards Visa Sig │ $25,000 │ 5% selectable rotator

Langley FCU Signature Cash Back Visa │ $25,000 │ 5% selectable rotator

newfossil · ‎01-31-2020

@Anonymous wrote:
So, after waiting eight days for the new member department to verify my identity and approve my membership, I decided to inquire about credit card applications. After chatting with a credit card agent, she advised me to call in and ask for the prequalification tool without running my credit. To my surprise, I was prequalified for all of Navy's cards. So naturally I was unbelievably excited and unsure which card to go for. My mind went to the Cash Rewards that many folk on the forum are approved for, and is the most popular card according to the rep. And yes I was approved for my first Navy Federal card on the same day that my membership was approved. $700 starting limit. I did ask if I needed to wait a certain amount of time before applying for a second card and she stated there was no time limit. #NavyFedExcited

Congratulations!