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Navy Flagship Approval!

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icyhot
Valued Contributor

Navy Flagship Approval!

Had been eyeing the Navy Flagship for months and was declined a while back because a collection I was unaware of hit my credit. Cleaned it up and re-apped, instantly approved for $25,000! 17% total UTL reporting, BK turns 4 this December. I also put in my info for the PayPal Mastercard since there's no ding for a denial, also approved for $5K. I'm now up to 12 cards so I think this will be it for now!

Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 1 of 13
12 REPLIES 12
SUPERSQUID
Valued Contributor

Re: Navy Flagship Approval!

CONGRATS!!!!!

AHOY MONSTER SLAHOY MONSTER SL

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 2 of 13
M_Smart007
Legendary Contributor

Re: Navy Flagship Approval!

Congrats on the NFCU Flagship Approval!

Message 3 of 13
CreditAggie
Community Leader
Super Contributor

Re: Navy Flagship Approval!

Congratulations on your approvals!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 13
CreditCharmer
Regular Contributor

Re: Navy Flagship Approval!

Flagship for the win!! Congrats on your approval and strong SL 

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









Take the myFICO Fitness Challenge


Message 5 of 13
KingRue8500
Senior Contributor

Re: Navy Flagship Approval!

Congrats on your NFCU Flagship Rewards & PayPal MC approvals




Message 6 of 13
gdale6
Moderator Emeritus

Re: Navy Flagship Approval!

A pretty healthy approval considering your 4 yr old BK, grats on getting it!!

Message 7 of 13
Anonymous
Not applicable

Re: Navy Flagship Approval!

Congratulations 

Message 8 of 13
CYBERSAM
Senior Contributor

Re: Navy Flagship Approval!

Congrats on your ⚓ Navy Flagship Approval! 🤑👍👍







                
Message 9 of 13
cashorcharge
Community Leader
Super Contributor

Re: Navy Flagship Approval!

Solid approval there! Great job!

WooHoo!! Congratulations on your NFCU Approval!!👏🏼🍾🥂

Message 10 of 13
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