Navy Flagship CLI

Anonymous · ‎07-10-2019

I applied today for the Navy Flagship and received a SL of 10K. How long do I need to wait FOR asking for a CLI

thornback · ‎07-10-2019

91/3 -- 91 days AND 3 statement cuts after date of approval for the first CLI.

181 days for all subsequent CLIs.

Congrats on your approval!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Anonymous · ‎07-10-2019

Thank you so much.I received a CLI on my platinum card a week ago, should I hold off on the CLOC or is it OK to app for Flagship and CLOC in the same day after receiving a CLI a week ago

thornback · ‎07-10-2019

Well, I apped for a card and cloc on the same day and was approved for both - but I did not already have credit with them.

My guess is it is fine to do so - the only thing that may prevent an approval is if you've reached your internal credit limit with NFCU after getting the Flagship. Internal limits are temporary and increase with time.

If you don't mind possibly wasting a hard pull, it won't hurt to try.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.