So far I'm surprisingly 4 for 4 with Navy. Asked for a CLI on my 1k Go Rewards, and approved within 8 hours to 3k ( 6 mo request) EQ pull. I have a 25k Amex and a 18k car loan 5% apr with them. Discover and BOA keep saying no, so I guess to stay the course with Navy. DPs Ep 675 Eq 677 Tu 658 UTI 14% BB&T card @ 45% uti 0% on purchases for 12 mo. CC overall at $35,500 SL, still 1 collection to handle AAoA 5 years.