I'd like a low APR card, a real one. Promotional intro-rates are awesome but I didn't have an actual low rate card so decided to take a stab at the Navy Platinum card. Submitted my app last night around 10p EST and got the message below
Figured it wouldn't be instant approval because of my current exposure with Navy ($15k CLOC, $59k Flagship), but I've been a member since 2008 with strong scores and a thick profile so I figured they'd at least take a look.
I'm not sure exactly what their total exposure guidelines are but I believe they are
Considering the above I knew the most I could get, in a very perfect world, would be $21k, but I honestly was expecting a $1k-$4k approval because I really feel like I'm at my internal limit with them. Got my Approval text today @ 11a EST so gave them a buzz to get the details.
Navy Platinum Visa
This brings my Navy card exposure up to $74,300, and with my CLOC I'm up to $89,300 -- seems pretty steep to have in one spot, but they wouldn't have given it if I wasn't doing something right. Now I SERIOUSLY need to garden so no more apps this weekend
Happy Mothers Day to all the Mothers out there!!
Congrats to you and nicely done!!👍x15.3k WOW!
“Fa-Get-About-It” - Frankie “No-Neck” from the Bronx and Joey “Bag-a-Donuts” from Brooklyn
You wanted a low APR card and by george you got one
CONGRATS! Pretty sweet SL too
|763 ⋅ INQs: 12||773 ⋅ INQs: 6||763 INQs: 8||UTIL: 3%||AAoA: 3yr 3mos||Total Credit Line: $817,050|
SL - Win!
APR - Win!
Thanks @Steve891, @pinkandgrey and @Ysettle4! I feel really good about this one. Some of the cards we get, we pick up just becuase but this one I plan on keeping very long term!