cancel
Showing results for 
Search instead for 
Did you mean: 

Navy Platinum V Approval -- $15,300 at 8.24%!!!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Valued Contributor

Navy Platinum V Approval -- $15,300 at 8.24%!!!

I'd like a low APR card, a real one. Promotional intro-rates are awesome but I didn't have an actual low rate card so decided to take a stab at the Navy Platinum card. Submitted my app last night around 10p EST and got the message below

 

Screen Shot 2019-05-11 at 8.53.00 PM.png

Figured it wouldn't be instant approval because of my current exposure with Navy ($15k CLOC, $59k Flagship), but I've been a member since 2008 with strong scores and a thick profile so I figured they'd at least take a look.

 

I'm not sure exactly what their total exposure guidelines are but I believe they are

  • No more than $50k limit on Platinum, GoRewards, MoreRewards
  • No more than $80k limit on Flagship
  • No more than $80k across all Navy cards? (Not sure on this one but I've seen it around)

Considering the above I knew the most I could get, in a very perfect world, would be $21k, but I honestly was expecting a $1k-$4k approval because I really feel like I'm at my internal limit with them. Got my Approval text today @ 11a EST so gave them a buzz to get the details.

 

Navy Platinum Visa

  • SL: $15,300
  • APR: 8.24% (lowest available -- Woot-Woot!)
  • CRA: TU HP, Fico9 797
  • INQ<6mo: 5 -- Accts<6mo: 5
  • INQ<12mo: 14 -- Accts<12mo: 11 (but 6 turn 1yr next month)
  • Application: 24Hr pending review

This brings my Navy card exposure up to $74,300, and with my CLOC I'm up to $89,300 -- seems pretty steep to have in one spot, but they wouldn't have given it if I wasn't doing something right. Now I SERIOUSLY need to garden so no more apps this weekend Smiley LOL

 

Happy Mothers Day to all the Mothers out there!! 

 

Screen Shot 2019-05-12 at 12.23.38 PM.png

Message 1 of 38
37 REPLIES 37
Senior Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!

Nice "Navy Platinum V Approval -- $15,300 at 8.24%!!!" APR!

 

Congrats!!!

Message 2 of 38
Valued Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!

Congrats to you and nicely done!!👍x15.3k WOW!

“Terrific Job!” - Good Day NY

“15 Thumps up!!” - New York Times

“Jaw-Droping...” - New York Post

“Fa-Get-About-It” - Frankie “No-Neck” from the Bronx and Joey “Bag-a-Donuts” from Brooklyn

Enjoy!!😉




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


Take the myFICO Fitness Challenge

























Message 3 of 38
Valued Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!


@Brooklyn2018 wrote:
Congrats to you and nicely done!!👍x15.3k WOW!

“Fa-Get-About-It” - Frankie “No-Neck” from the Bronx and Joey “Bag-a-Donuts” from Brooklyn


Thanks @M_Smart007!

 

Smiley LOL @Brooklyn2018 -- "...Frankie 'No-Neck'..."
Message 4 of 38
Valued Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!

Congrats on your new NFCU Platinum! Lowest APR is nice! Smiley Very Happy






Message 5 of 38
Community Leader
Valued Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!

You wanted a low APR card and by george you got one 

 

CONGRATS! Pretty sweet SL too

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 6 of 38
Valued Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!

SL - Win!
APR - Win!
763 INQs: 12773 INQs: 6763 INQs: 8UTIL: 3%AAoA: 3yr 3mosTotal Credit Line: $817,050
Message 7 of 38
Valued Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!


@Ysettle4 wrote:
SL - Win!
APR - Win!

Thanks @Steve891, @pinkandgrey and @Ysettle4! I feel really good about this one. Some of the cards we get, we pick up just becuase but this one I plan on keeping very long term! 

Message 8 of 38
Established Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!

Congrats! and wow on that apr!! 🤯
Gardening....
Message 9 of 38
Frequent Contributor

Re: Navy Platinum V Approval -- $15,300 at 8.24%!!!

Congrats on the amazing approval!
Message 10 of 38
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.