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Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

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Phoenixupward
Regular Contributor

Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

I'm totally bored.  I was supposed to be gardening as PenFed approved me for their Power Cash Rewards Card during  my bday month of September for 17.5k SL.  I live in an area of the country in which my mobility has been affected by the Rona.  Due to my boredom, I decided to check out Navy Fed's prequalification tool.  It turns out that I'm approved for all of their cards.  I currently have the Go Rewards and the Amex Rewards.  I decided to go for the Flagship Rewards assuming I'll just hit the minimum qualification requirement as I'm less than 3 years post Bk discharge, exactly 2 5 years.  Drumroll!  15k SL!  Here are my Navy credit products: 1. Go rewards - Jan 2019 - Secured Visa - Product Changed 12/20 Current 3k -2k SL, 2. Amex Rewards Feb 2020 -7.5k SL - Current Limit 10k and  3. Flagship - 15k 🙂.  Even though it's been challenging and boring, I've been feeling quite positive of late.  I've just scratched the surface of an impending beautiful turn of events.  Data points: TU - 700 -  Utilization - 1 percent. It was 704 but I don't follow AZEO during the holidays as I'm going for the best deals.  Also, I lost 4.2k in credit due to store closings, card inactivity and requests to close.  I'm exactly at 1 percent normally I'm closer to 0 percent.  Have a great day and I'm hoping that everyone ends this year on a high note.  🎉🎉🎉🎊🎊🎊🎊

Message 1 of 18
17 REPLIES 17
AllZero
Mega Contributor

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

Congratulations on your approval!
Message 2 of 18
Conceptual23
Frequent Contributor

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

Congratulations on the approval! Navy Federal is amazing. 

Starting FICO 8s | 06/2018: EX 601 ✦ EQ 605 ✦ TU 590
Current FICO 8s | 9/2022: EX 732 ✦ EQ 739✦ TU 743
2023 Goal Score: 760+





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Message 3 of 18
coreyb80
Super Contributor

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

Congrats on the nice approval!

Message 4 of 18
OmarGB9
Community Leader
Super Contributor

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

Very nice! Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 18
blindambition
Senior Contributor

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

Congrats on the nice approval!! Glad it worked out, because the pre-qualified tool isn't reliable. Enjoy!!

Smiley Happy

Message 6 of 18
gingerflower
Valued Contributor

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

Congratulations!

Message 7 of 18
Phoenixupward
Regular Contributor

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

I'm quite shocked as I've heard that Navy's prequalification tool is sometimes a hit or a miss and also, I didn't expect to receive my 3rd card this quickly.  Thank you🙂

Message 8 of 18
gdale6
Moderator Emeritus

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

Excellent SL for the 3rd card, grats on it Smiley Happy

Message 9 of 18
M_Smart007
Legendary Contributor

Re: Navy Strikes Again - 3rd Card Approval! Yikes! -,Flagship - 15K SL !

Congratulations!

Message 10 of 18
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