Re: Navy federal approval!!! Surprised 😲

Anonymous · ‎02-28-2020

I just wanted to get on here and say Navy Federal was really good to me tonight! After reading these posts on here about credit card approvals with Navy I decided to go ahead and apply for the cash rewards card! Instant approval for $10k. I pinched myself because clearly I was dreaming but it was in fact true. They pulled my TransUnion which by the way is only in the mid 500's!!!!!! 1 collection, 2 charge offs and a 30 day late payment. I do have a decent income and no other debt, well a car loan and student loan! I've only been with them around 6 months and I do have their secured card (only 4 months old)! I'm super excited as I just knew I wouldn't be approved! If you are reading this and are hesitant; just apply!

Much Love every1

thornback · ‎02-28-2020

Huge Congratulations & Thank you for sharing!!

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

AllZero · ‎02-28-2020

Congratulations on your approval!

newfossil · ‎02-28-2020

Congratulations!

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

JNA1 · ‎02-28-2020

Congrats! You guys are making gardenin’ hard!!🙈😂😂

Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

JoeLuvsHisCredit · ‎02-28-2020

M_Smart007 · ‎02-28-2020

Welcome To myFICO Forums and

Anonymous · ‎02-28-2020

@JNA1 wrote:
Congrats! You guys are making gardenin’ hard!!🙈😂😂

I was half joking when I enlisted, that they should offer/promote NFCU's generous limits as a sign up bonus!

Anonymous · ‎02-28-2020

Congrats! Navy is awesome!

Anonymous · ‎02-28-2020

Navy federal approval!!! Surprised 😲

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Navy federal approval!!! Surprised 😲