cancel
Showing results for 
Search instead for 
Did you mean: 

Navy federal approval!

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Member

Navy federal approval!

We'll not really and approval but they let me open a checking and savings account. My wife was in the navy so that's how I got in. I applied for a a credit card  now I'm patiently waiting the 3-5 days. I'm just happy to be in lol

Message 1 of 29
28 REPLIES 28
Super Contributor

Re: Navy federal approval!

Congrats for both the checking and savings account.and good luck on the card!

Message 2 of 29
Senior Contributor

Re: Navy federal approval!

Congrats on getting in with them and good luck with card!

Message 3 of 29
Valued Member

Re: Navy federal approval!

Thanks I will report back with the results. Not too confident though.  We'll see!

Message 4 of 29
Valued Member

Re: Navy federal approval!

What are your credit scores?

NFCU LOC $15,000/NFCU cash reward $12,500/ B of A Cash Rewards $6,000 / Amex BCE $5,000 /Walmart $5,000/Sam's club $2,500/ Cap1 Venture One $3,900/ Cap1 QS $3,500/Fingerhut $3,150/BofA Americard $2,500/ Discover IT $2,300/TJMaxx $1,500/ Citi Thankyou Preferred $1,000 / Citi Diamond Preferred $1,000/ Victoria Secret $500
Message 5 of 29
Valued Member

Re: Navy federal approval!

Kinda low. EQ618 TU 615 EX 641. I'm hoping for something doesn't even matter what the limit it. My Credit union just gave me a visa for 1000.00 last week

Message 6 of 29
Established Contributor

Re: Navy federal approval!

NFCU tends to be good to you so long as your score is over 600. Admittedly, might get a $1000 limit at first (or higher, depending on your profile), but that 600 score seems to be their threshold. 

I had scores in the 620s when I applied and got a $7k limit. With a 3-5 day wait for manual review.


CURRENT FICO 08: EQ: 751 / TU: 772 / EX: 771
Message 7 of 29
Valued Member

Re: Navy federal approval!

 

I'll be happy with anything they give me. They won't give my wife anything because she burned them in a bk a few years ago.  I'm 2 years into a chapter 7 hopefully they are bk friendly

Message 8 of 29
Established Contributor

Re: Navy federal approval!

Congrats on getting in with a pretty awesome credit union

 

Wishing you the best on the cc application. If you do get it, be sure to read through the NFCU CLI official guide when you have some down time.  You'll get some great info on how to grow your limit(s).

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/Official-NFCU-CLI-Guide/td-p/2101185/highli...

 

I'm sure CA will also advise you to apply for their LOC and to request the full 15K because they usually counter if they can't offer the full amount.

GL Smiley Wink

Message 9 of 29
Valued Member

Re: Navy federal approval!

Update!!!! They approved the cash rewards card for 5k! I was shocked. I'm so happy. This is by far my highest limit!
Message 10 of 29